Work Location:
Mount Laurel, New Jersey, United States of America

Hours:
40

Line of Business:
Governance & Control

Pay Detail:
$110,760 - $166,400 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

• Develops an Operational Risk Oversight model for the ATM channel which consolidates known risks, documents existing controls and fits within the overall Direct Channels/TDBFG risk framework
• Participates within all external audits (Interac, Visa PCI, MasterCard), tracking of non-compliant items with development of action plans to address any gaps
• Ensures ATM Channel remains compliant to current Accessibility standards - provides input into the evolution of existing standards
• Represents channel through participation in information security Risk oversight model (TRMIS)
• Remains current on changes and trends to internal/external operational risks that would impact the channels risk profile
• Remains current on external regulatory changes and understands impact to ATM channel operational environment
• Accountable for the development and execution of the ATM Channels BCM Plan including Pandemic Planning
• Accountable for the assessment of vendor BCM plans to ensure risks are understood and mitigated
• Works with internal audit in the completion of operational audits with the channels including tracking and mitigation of any findings
• Liaises on a regular basis with various internal risk based departments to ensure all Regulatory and Operational requirements are understood and met
• Develops and maintains relationships with external organizations that create the ATMs channels regulatory environment
• Monitors fraud trends within the channel and works with ATM operations to mitigate
• Accountable for the delivery of all risk based reporting in support of the channel
• Primary relationship owner for Operational/Regulatory Risk, Audit, Direct Channels Risk/Compliance oversight and External Agencies that audit our controls against their standards
• Develops and maintains an operating budget, ensuring adherence to budget, and taking corrective action as necessary
• Provides input and assistance to senior management in developing budget and ensures adherence to assigned budgetary factors
• Utilizes and follows Compliance/Risk control programs
• Works with business partners to minimize/eliminate the number of non-compliant items
• Supports and assists with the implementation of company policies, procedures and practices
• Participates on cross-functional project teams and task groups, including those in support of conversion activities
• Takes ownership of and contributes to the ongoing improvement of the Customer experience
• Has a high degree of business acumen in terms of analyzing and understanding business decisions, highly motivated to achieve results, and a commitment to operational and service excellence
• Manages a high performing team in the delivery of accountabilities
• Encourages team to achieve common goals and objectives through effective leadership of people and creates an open, diverse and supportive work environment; acts as a role model
• Develops a team of high quality resources by participating in selection of team members and assessment of performance
• Administers employees in compliance with all human resource policies, procedures and guidelines of conduct
• Successfully completes all required online training and ensures staff completes all required online training

• Undergraduate degree in a business related discipline is required
• 10+ years of related experience
• Risk professional with previous experience within an operations and/or technology environment
• Strong interpersonal skills with the ability to lead in a team environment
• Strong problem solving skills with ability to identify problems, recommend solutions and present recommended approach
• Previous exposure to Operational Risk, Compliance and/or Audit
• Strong negotiation skills
• Solid understanding of Project Management methodology
• Excellent verbal and written communication skills
• Ability to prioritize and meet tight timelines
• Team player who takes initiative to accomplish department objectives
• Works with minimal supervision and meets demanding turnaround times
• High proficiency in Microsoft Applications (PowerPoint, Excel, Word)
• Well organized, detailed individual with the ability to multi task in a fast paced environment with deadlines

• Strong soft skills necessary to influence decision-making in a highly regulated environment
• Experience and a strong subject matter expertise of money movement processes across various payments platforms and products (annuities, automated investing, investment management, trust and estate planning, private banking, captive insurance, institutional trust, etc.)
• Experience overseeing financial crimes coverage of various payment rails to ensure compliance with BSA/AML Regulatory and Bank Policies/Standards
• Experience in conducting and/or critiquing AML/Sanctions Risk Assessments
• Experience with AML/Sanctions RCSA process mapping and/or process and control identification
• Experience drafting, reviewing, and updating procedures pertaining to financial crimes compliance processes
• Experience directly advising and educating client-facing staff on complex regulatory issues and providing financial crimes compliance subject matter expertise to First Line stakeholders
• Experience presenting process deep dives to Auditors and Regulators
• Experience or strong understanding of Sanctions screening processes
• Experience escalating and presenting control deficiencies to senior management and driving adequate remediation initiatives.