Title and Summary

Product Manager - Bank Payment Enablement Solutions

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation and delivers better business results.

About the Teams

The Product team is part of Mastercard's Open Banking division, and brings to life our vision of empowering consumers to benefit from their own financial data. We are passionate about creating solutions that unlock FinTech innovation and streamline everyday consumer experiences. Many leading organizations are already using the Mastercard Open Banking platform to deliver some of the industry's most compelling services. Open Banking is a fast growing area of Mastercard's business and this team is a key driver of new capabilities and a very exciting place to work!

About You

We are looking for a highly energetic product professional who is willing to jump into an ever-evolving team and hit the ground running. While our primary roles are well defined (i.e. building new products and enhancing our existing solutions), we are all jumping in to help deliver on exciting strategic business objectives for Mastercard, which means partnering with sales and growth teams to take our products to market at scale and engaging with Operations to ensure the best possible customer experience, to name a few. You are collaborative, accountable, and passionate about being part of a highly valued team.

About the Role

When consumers are empowered to use their data, it creates a platform for innovation. This is the promise of open banking. The Product Manager has overall responsibility for the product strategy, roadmap and optimization. This includes gathering and prioritizing product and customer requirements, defining the product vision, and working closely with engineering, sales, marketing and support to ensure revenue and customer satisfaction goals are met. You will bring engineering, user experience design, and best of breed technologies together and play a critical role in leading our product through needs analysis, iterative implementation of solutions, and measuring impact of those solutions as we deliver on our ambitious vision!
In the product manager role, you will:

• Define the strategy and roadmap for a particular set of products
• Communicate the product vision within the company, including executive leadership
• Define products and enhancements to products and prioritize features
• Set priorities for product development
• Find and implement data-driven product optimizations
• Create user stories and provide clarity on business requirements
• Conduct in-depth competitive analysis and become an expert on competing products and fintech organizations
• Meet with clients to understand their product needs
• Understand the market well enough to create a pricing strategy that meets revenue and profitability goals
• Work with product marketing to create product messaging and collateral
• Brief and train the sales force on products at sales meetings and perform product demos for customers
• Evaluate competitors and the market for capability-oriented and emerging development and technology trends

Qualifications and Skills:

• Experience as a product manager with demonstrated success defining and launching cloud-based software products, preferably in the fintech space
• Experience with Nacha/TCH/FedNow payment networks
• Familiarity with open banking industry
• Excellent written and verbal communication skills including the ability to present to large and small groups
• Proven ability to work with and influence cross-functional teams without formal authority, including engineering teams working within an Agile/Scrum framework
• Strong technical background with a working knowledge of at least one server-side programming language; familiarity or experience with HTML/CSS and Javascript is preferred
• Experience with Atlassian tools (Confluence, JIRA) preferred

Finicity, a Mastercard company, helps individuals, families, and organizations make smarter financial decisions through safe and secure access to fast, high-quality data. Our trusted and proven open banking platform empowers consumers to easily connect their financial data to the apps they choose, transforming the way we experience money for everything from budgeting and payments to investing and lending.

Through market-leading data connections, Finicity partners with influential financial institutions and disruptive fintech providers alike to give consumers a leg up in a complicated financial world, helping to improve financial literacy, expand financial inclusion, and ultimately lead to better outcomes. Finicity is headquartered in Salt Lake City, Utah.

Finicity provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Mastercard is an inclusive equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.