We are seeking a strategic thinker with a highly collaborative mindset to join our high performing Product & Segments finance team. Our team provides a strategic partnership to the cross-functional Product Management and Customer Segmentation teams to provide financial rigor around planning for growth, reporting performance and developing enhanced financial analyses.
As a Senior Associate in the Consumer Banking Finance space, you will report to the Segment Profitability Vice President (VP) with a specific focus on product and segment profitability along with valuation of proposed business changes. Work product includes creating baseline and pro-forma views of customer and account-level P&Ls, monitoring and tracking profitability drivers and leading the data gathering process to inform and develop business cases to value the impact of product feature and pricing changes. You will partner closely with our Growth and Core Financial Product teams interfacing directly with senior leaders to understand and influence pricing/ feature changes then present and discuss the results of subsequent financial analyses.
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Job responsibilities
- Develop monthly P&Ls to showcase drivers, revenue, expense and operating ratios with data-informed analysis of YoY, MOM and YTD variance drivers
- Efficiently develop Executive Management Review materials clearly visualizing aggregate changes to product and customer segment profitability along with showcasing annualized forecasts and variance drivers
- Present and discuss analytical findings with senior leaders across finance, product management and strategy teams
- Lead a cross-functional workgroup focused on developing a dynamic dashboard automatically showcasing details across the full Consumer Bank P&L with clear visualizations and impact drivers
- Develop data-informed and dynamic NPV models, with pro-forma capabilities, to value proposed business changes
- Build and maintain key stakeholder relationships across Product and Strategy teams
- Support ad-hoc requests associated with segment and customer profitability from business changes
Required qualifications, capabilities, and skills
- Bachelor's degree in Finance, Mathematics, Economics or related field
- 4+ years of financial analysis or an FP&A type function
- Thorough understanding of profitability drivers and deep-dive analysis, valuation frameworks, and discounted cash flow modeling
- Ability to leverage data to drive thorough analyses for insightful results to influence decisions
- Experience creating and presenting senior executive level communications
- Highly productive with a keen attention to detail and ability to effectively manage simultaneous
- Strong technical ability with advanced Microsoft Office skills (Excel, PowerPoint)
- Excellent communication skills with client focus and ability to concisely articulate key insights and recommendations
- Excellent interpersonal skills to build relationships and work effectively with a variety of business partners
- Self-starter with a steady curiosity and ability to work independently and as a team in a fast-paced, results-oriented environment
- Organized problem solver with a collaborative mindset and strong critical thinking skills
Preferred qualifications, capabilities, and skills
- Experience in analytical tools like SQL, Python, Tableau and/or Alteryx
- Knowledge of Hyperion Essbase and SAP helpful, but not required
- Knowledge of automation tool (e.g. VBA) helpful, but not required
ABOUT US
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.