Our Firm-wide Risk Function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

The Chase Consumer & Community Banking (CCB) Risk Appetite Team executes the quantitative Risk Appetite which is evaluated in the context of the Firm's business strategy. Risk Appetite is designed to assess business performance under moderately stressed conditions in which business and performance insights are presented to senior leadership. Partnership across internal teams such as Finance, Strategy and Loss Forecasting is critical to the process and execution of Risk Appetite.

As an Associate in the Risk Appetite team, you will be responsible for driving the Risk Appetite strategy and quarterly analysis and communication of business results. The individual will have exceptional communication skills, capable of influencing others and articulating complex analyses in simple, business terms. Risk Appetite results and analysis are delivered to the Chief Risk Officer (and other senior leaders including the business CFO and CEO) driving to create risk insights into the portfolio. The individual will work to provide oversight and drive production of the credit loss forecast and loan loss reserve(LLR) for all Chase Consumer & Community Banking (CCB) products. The person will exemplify a continuous improvement mentality to enhance the efficiency of the process and quality of insights.

In this highly visible role, you'll:

• Deliver insightful quarterly analysis of business results to senior leaders across CCB, ensuring risks are quickly identified and escalated
• Participate in cross-functional communications with Risk Management, Finance, Marketing and Collections to inform the forecast on current learnings and incorporate strategic initiatives
• Foster an environment of continuous improvement and enhance the existing platform via automation or new technology to deliver faster, deeper analytical insights
• Drive thought leadership in a sub-lines of business regarding risk appetite framework, business strategies, and emerging risks
• Foster collaborative relationships with Finance and Risk to ensure strategy alignment and seamless execution

Qualifications:

• A Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent work/training is required. Advanced degree preferred
• 6+ years of Credit Risk Management, Statistical Modeling, Marketing Analytics and/or Consulting experience
• Strong knowledge of Python, SAS, SQL and MS Office required
• Strong P&L knowledge and understanding of drivers of profitability
• Strong analytical, interpretive, and problem solving skills with the ability to interpret large amounts of data and its impact in both operational and financial areas
• Excellent oral and written communication and presentation skills

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.