DIVISION

Corporate Treasury division manages the firm's liquidity, funding, balance sheet and capital to maximize net interest income and return on equity through liability planning and execution, financial resource allocation, asset liability management, and liquidity portfolio management.

Corporate Treasury Operations (CTO) is a pillar within the Corporate Treasury division. CTO leads the development of new payments-centric businesses, build scale and improve agility to adapt to a rapidly changing payment landscape while managing and optimizing the firm's liquidity. This team acts as a first line of defense for control and governance to protect the firm's financial assets. By incorporating differentiated client service, CTO aims to be best in class.

• Monitor and reconcile payment flows daily.
• Investigate and action payment exceptions.
• Perform day-to-day approvals in various payment systems or journals.
• Perform daily bank nostro reconciliation; investigate and resolve discrepancies.
• Partner with third party processor, vendors, technology teams to resolve issues.
• Identify and mitigate payment clearing & settlement risk.
• Understand the key risks and controls of our payment flows; propose/execute solutions
• Act as a leader in the team; first line of escalation and provide guidance to analysts in the team
• Escalate and/or post to Vice Presidents and senior managers, as needed.
• Manage a small team of analysts who performs daily production work, if applicable.
• Provide training to new joiners in the team and lead continuous improvement initiatives.
• Develop requirements to enhance payment capabilities; perform user acceptance testing.
• Lead and participate in cross functional projects.
• Stay familiar with the evolving payments landscape, rules & regulations, and network rules.
• Participate in internal and external audits processes, as well as quality assurance testing.
• Ability to multi-task and perform with a high degree of accuracy and a fast-paced, dynamic environment.
• Partner with teams in Product, Engineering and Risk in the design and implementation of new rails and enablers for existing ones.

• A minimum of 2-5 years' relevant payments experience.
• Bachelor's degree.
• Knowledge of the U.S. payment system or rails: ACH, checks, Fedwire, RTP.
• Knowledge of payment network operating rules & regulations e.g. FRB, Nacha, ECCHO, CHIPS.
• Knowledge of payment formats: ACH, ISO 20022, SWIFT.
• Exposure to FRB, Nacha, TCH, SWIFT, third-party banks.
• Systems savvy and proficiency in Microsoft Excel, Word, and PowerPoint.
• Exemplify GS culture of partnership, client service, integrity, and excellence
• High energy & motivated, especially in a dynamic, fast-paced environment.
• Effective verbal/written communication; navigate diverse and broad stakeholders
• Strong analytic and organizational skills.
• Clear thinker, problem solver and the ability to work in cross-functional projects and identify process improvements.
• Ability to create and deliver business presentations and communicate effectively.
• Intellectually curious and good listening skills.
• Critical attention to detail.
• Strong team player.
• Receptive to being challenged and think outside the box.
• Comfortable with ambiguity.
• Ability to simultaneously handle multiple demands and priorities.

• Payment certification: AAP, APRP, NCP, FPP
• Candidate must be proactive, enthusiastic and team oriented.
• Ability to remain composed under pressure.
• Ability to prioritize and make decisions in a fast-paced environment.
• Strong client service orientation.
• Strong written and verbal communication skills.
• Adapt to changes and new challenges.
• Flexibility in shift timings as needed by business