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First Citizens Bank

Senior Risk Analyst

San Francisco, CA

Overview

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office.

Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.

First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing, and other financial services coast to coast. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets.

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SVB Be Part of a Bank Like No Other

When you work with the world's most innovative companies, you know you're making a difference.

Our clients are the game changers, leaders and investors who fuel the global innovation economy. They're the businesses behind the next medical breakthroughs. And the visionaries whose new technologies could transform the way people live and work.

They come to SVB for our expertise, deep network and nearly forty years of experience in the industries we serve, and to partner with diverse teams of passionate, enterprising SVBers, dedicated to an inclusive approach to helping them grow and succeed at every stage of their business.

Join us at SVB and be part of bringing our clients' world-changing ideas to life. At SVB, we have the opportunity to grow and collectively make an impact by supporting the innovative clients and communities SVB serves. We pride ourselves in having both a diverse client roster and an equally diverse and inclusive organization. And we work diligently to encourage all with different ways of thinking, different ways of working, and especially those traditionally underrepresented in technology and financial services, to apply.

Responsibilities

Key Responsibilities:

As a REPO/MMF Credit Analyst for REPO and Money Market Mutual Funds Sweeps, you will be responsible for building out credit research and analysis within Liquidity Product Management, providing fundamental credit research and financial analysis of SVB counterparties, offering recommendations regarding risk, evaluating new counterparties and recommending actions related to existing counterparties.

Responsibilities

• Perform fundamental corporate credit research and financial analysis of business-critical counterparties.
• Build out counterparty-specific coverage, including ongoing monitoring of existing exposures and risks.
• Lead due diligence of counterparty opportunities including researching financial institutions, reviewing key factors including financial performance, competitive position, etc...
• Develop financial models and relative value analysis.
• Communicate views orally and in writing to the product and risk leadership teams in a timely fashion.
• Prepare sector overviews, company reports and quarterly earnings reviews.
• Maintain productive relationships with senior management and key external contacts for our counterparties to help inform decisions.
• Provide insights and support to drive ad-hoc projects.

Qualifications

Basic Requirements:

• Bachelor's Degree or (HS or GED with 4 additional years of relevant experience)
• 3-7 years of relevant credit research experience in investment management, rating agency or debt capital markets/leverage finance

Preferred Qualifications:

• 7+ years of experience of relevant credit research experience in investment management, rating agency or debt capital markets/leverage finance
• Passionate about markets, research and investing
• Possess a growth mindset and be a team player who can adapt to change
• Effective communicator who can organize, interpret, and summarize information succinctly
• Ability to prioritize multiple projects, improve processes and work collaboratively with research analysts, product managers, financial risk management teams, and other key stakeholders
• Strong analytical and financial modeling skills with keen attention to detail.
• Proficiency with Excel and Bloomberg. Knowledge of Python, SQL and other programming languages is preferred
• MBA, CTP, and/or CFA is a plus

If hired in CA or NYC the base pay for this position is generally between $128,427- $173,755 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found.

Client-provided location(s): San Francisco, CA, USA
Job ID: FCB-23118-en-us-2
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.