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Credit Specialist

AT First Citizens Bank
First Citizens Bank

Credit Specialist

Phoenix, AZ

Overview

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of our Tempe Az office.

Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.

First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets.

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Responsibilities

Global Fund Banking (GFB) Credit Specialists enable a highly efficient loan approval package production process for the GFB portfolio management team. The Credit Specialist is responsible for producing loan approval packages and ensuring they are completed and booked timely and with practices that meet SVB policies/procedures in terms of timeliness, completeness, consistency, and accuracy.

The Credit Specialist is an entry level role and will utilize critical thinking skills to complete the credit data elements and basic underwriting information, compile required exhibits, and complete other tasks required to ensure a complete credit package. The role will collaborate daily with colleagues in GFB Portfolio Management to ensure an effective and seamless workflow, and work directly with SVB's Middle Office and Loan Closers to enable a timely and accurate loan booking process.

Primary Duties:
  • Creation of all credit packages for new and existing facilities, including compilation of exhibits and drop-down fields.
  • Creation of all amendments to in-flight credit packages.
  • Engage with internal partners for all credit actions and serve as the liaison if questions or issues arise.
  • Basic credit projections.
Qualifications

Bachelor's degree with 1 year of financial services or professional experience OR High School diploma or GED with 2-5 years of financial services experience.

Preferred Qualifications:
  • Strong written and verbal communication skills with an ability to communicate effectively across business levels.
  • Salesforce/CRM experience preferred.
  • Self-starter, proactive and results oriented.
  • Ability to identify and correct errors in data.
  • Ability to collaborate with others in a fast-paced environment.
  • Proficiency in using Microsoft Office Suite


First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.

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Client-provided location(s): Phoenix, AZ, USA
Job ID: FCB-26404-en-us
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.