Company Description
At Fannie Mae, futures are made. The inspiring work we do helps make a home a possibility for millions of homeowners and renters. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will grow your career and help create access to fair, affordable housing finance.
Job Description
As a valued colleague on our team, you will provide expert advice to team members on overseeing all aspects of loan quality and compliance with related requirements, as well as consult on implementing best practices in loan manufacturing and delivery. In this role, you will recommend and implement, and assist management in developing, credit risk standards for products the Company finances and/or underwrites,
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THE IMPACT YOU WILL MAKE
The SF Risk - Loan Quality - Lead Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
- Evaluate loan performance for targeted lenders' deliveries to the enterprise using internal reports of aggregated data.
- Apply credit management models to current assets or underwritten products to review shifts in policy or process to mitigate credit risks.
- Lead collaboration efforts with team and lenders to identify root causes in areas where manufacturing and loan delivery improvements are needed.
- Review and make recommendations to management on lender quality control plans and procedures to ensure compliance with evolving regulatory landscape and internal policies.
- Deliver industry training on quality control standards and best practices, and may also assist with developing training curriculum and/or materials.
Qualifications
THE EXPERIENCE YOU BRING TO THE TEAM
Minimum Required Experiences
- 4 years
Desired Experiences
- Bachelor degree or equivalent
- Prior experience developing and facilitating training is strongly preferred.
- Prior experience managing mortgage quality control programs. Needs to understand the loan manufacturing and QC processes.
- Prior experience creating policies, evaluating compliance, and recommending changes to improve loan quality.
- Influencing skills - Ability to provide insights and influence lenders regarding their loan quality, processes and enhancements needed. Skilled at negotiating, persuading others, facilitating meetings, and resolving conflict.
- Analytical skills - Ability to analyze data to identify trends and discover patterns or relationships to inform conclusions about the data.
- Excellent communication skills required. Can clearly articulate messages to lenders and colleagues.
- Able to interact respectfully with others and work cooperatively towards a common goal.
- Ability to work well independently and manage their priorities effectively.
- Skilled in the graphical representation of information in the form of a charts, diagrams, pictures, and dashboards with programs and tools such as Excel, Tableau, or Power BI
- Experience helping an organization to plan and manage change in effort to meet strategic objectives.
- Skilled in presenting information and/or ideas to an audience in a way that is engaging and easy to understand.
Additional Information
Reference Identification #:REF13061I
The future is what you make it to be. Discover compelling opportunities at careers.fanniemae.com.
Fannie Mae is primarily a hybrid company. We embrace flexibility for our employees while providing office space for in-person work and collaboration. This role is classified as Open to Remote. If you speak with a Recruiter, they will provide you with more information about the definition of this classification.
Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at [email protected].
The hiring range for this role is set forth on each of our job postings located on Fannie Mae's Career Site. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here.