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Senior Director, Liquidity Risk Oversight

AT Capital One
Capital One

Senior Director, Liquidity Risk Oversight

New York, NY

Senior Director, Liquidity Risk Oversight

Capital One's Risk Management organization is seeking a talented candidate to lead the Liquidity Risk Oversight group, with responsibilities that include cash and funding management, liquidity stress testing, and executive reporting.

The selected candidate, who will report directly to the Vice President of Market and Liquidity Risk, should have a strong understanding of all aspects of liquidity risk - working closely with partners in Capital Markets, Risk Management, and Treasury. This individual will develop the frameworks and implement the methodologies and practices to lead a high performing Liquidity Risk Oversight team.

In addition, they would display the following skills:

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  • Strong problem solving across all domains of liquidity risk
  • Strong knowledge of liquidity regulatory requirements
  • Deep cash and funding management experience
  • Familiarity with characteristics and risks associated with deposits
  • Deep liquidity stress testing experience
  • Strong leadership and influence, sound judgment, and the ability to communicate complex business issues concisely and effectively

In addition, the ideal candidate must have a deep understanding of risk management frameworks, with experience assessing risks and controls, setting policy, providing effective challenge, and developing reporting to identify and monitor trends. Specific responsibilities include, but are not limited to:

  • Leading the Liquidity Risk Oversight organization
  • Managing risk limits and making quantitative and qualitative assessments of Capital One's liquidity risk profile
  • Providing independent oversight of liquidity risk management standards; developing policies and demonstrable risk management procedures
  • Ensuring that all liquidity regulatory requirements are met, including required liquidity metrics
  • Developing proper reporting to identify trends and issues that may develop
  • Guiding and implementing risk analyses for measuring and managing liquidity risk
  • Presenting data/analysis to executive committees to ensure understanding of identified risks and, where appropriate, recommending solutions and managing their implementation
  • Working closely with senior leadership, including partners in Treasury and the lines of business, on assessing the impact of liquidity risk on the company's strategic agenda, bringing risk/reward and cost/benefit analysis to the table

This candidate will have highly refined influencing and presentation skills as they will be interfacing with senior leaders on a frequent basis. This candidate will have the experience to build and lead a highly productive and motivated team of analysts and will have experience owning well controlled, business critical processes.

Strategic Orientation

  • Ability to think strategically while possessing the technical competencies to work with senior leaders cross-functionally
  • Demonstrate critical thinking and will have the ability to conceptualize problems and understand the dynamics of the business

Results Orientation

  • Proven track record delivering key liquidity risk program results

Analytical Problem Solving

  • Evaluate changes in external market conditions with the ability to assess and opine on liquidity risk implications
  • Demonstrated ability to employ judgment and experience to make rapid and complex decisions

Collaboration, Influencing and Leadership

  • Team player with management experience; solid track record of influencing others, building partnerships and ability to interact with all levels of the organization
  • Possess the highest ethical standards by demonstrating outstanding personal integrity
  • Be a talent magnet; quickly develop a brand as a leader who holds an extremely high talent bar. Serve as an inspiring role model, a leader the team wants to emulate; inspire followership, create energy and excitement around the vision and future

Basic Qualifications

  • Bachelor's degree or Military background
  • At least 6 years experience in liquidity risk management
  • At least 6 years leadership experience
  • At least 12 years experience in financial services

Preferred Qualifications

  • Advanced degree in finance, economics or other quantitative fields or equivalent experience required.
  • At least 12 years experience liquidity risk management
  • At least 8 years leadership experience
  • At least 15 years experience in financial services
  • Extensive experience working with liquidity risk at a large and complex banking institution.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $240,300 - $274,300 for Sr. Director, Market and Liquidity Risk

McLean, VA: $264,300 - $301,700 for Sr. Director, Market and Liquidity Risk

New York, NY: $288,400 - $329,100 for Sr. Director, Market and Liquidity Risk

Richmond, VA: $240,300 - $274,300 for Sr. Director, Market and Liquidity Risk

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Client-provided location(s): New York, NY, USA; Richmond, VA, USA; Chicago, IL, USA; McLean, VA, USA
Job ID: capital-R211381
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Health Reimbursement Account
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • FSA With Employer Contribution
    • HSA
    • HSA With Employer Contribution
    • On-Site Gym
    • Pet Insurance
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Adoption Leave
  • Work Flexibility

    • Flexible Work Hours
    • Remote Work Opportunities
    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Casual Dress
    • Happy Hours
    • Snacks
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Personal/Sick Days
    • Leave of Absence
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Relocation Assistance
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Tuition Reimbursement
    • Promote From Within
    • Mentor Program
    • Shadowing Opportunities
    • Access to Online Courses
    • Lunch and Learns
    • Internship Program
    • Work Visa Sponsorship
    • Leadership Training Program
    • Associate or Rotational Training Program
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)
    • Founder led

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