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API Product Manager, Global Payments Solutions

AT Bank of America
Bank of America

API Product Manager, Global Payments Solutions

London, United Kingdom

Job Description:

Job Title: Application Programming Interface Product Manager

Corporate Title: Vice President

Location: London

Company Overview

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

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Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

London Location Overview

Our London office is based just a stone's throw from the magnificent St. Paul's Cathedral on bustling King Edward Street. Here you'll find modern workspaces and a state-of-the-art auditorium space. In addition, we're proud to host an onsite restaurant that shares our commitment to sustainability by providing delicious seasonal menus which have been created with the planet in mind. Make sure to take time for yourself and head up to our rooftop terrace and take in the spectacular views across London. Finally, your physical wellness is well-catered for with our onsite gym facilities and medical centre.

Global Payments Solutions Group

Bank of America's Global Payments Solutions (GPS) business is hiring. Our focus on combining cutting-edge technology with innovative solutions, means we consistently deliver exceptional results for our clients.

Do you want to be part of our award-winning team? We are proud to:

  • Be a leading provider of treasury and cash management solutions
  • Deliver for over 100,000+ clients globally, including over 73% of the Global Fortune 500
  • Be at the forefront of delivering treasury solutions across all segments and all industries, from middle-market businesses to the world's largest corporate and financial institutions
  • Provide a personalised service for our clients, backed with high-tech for their liquidity management, payments and receipts, trade and supply chain finance and FX and commercial card services

We want to hear from you if you are:

  • A highly-motivated individual
  • Has a client-centric focus who can advocate on their behalf
  • Can challenge the status quo
  • Collaborate with peers as well as having the ability to influence the conversation with diverse points of view
  • Innovative with forward-thinking ideas

Responsibilities

This Product Manger role is within the Digital Platform and Channels team, you will be responsible for leading our EMEA Strategy on Application Programming Interfaces (APIs) for GPS.

You will work closely with our Global CashPro™ team, leveraging EMEA voice of the client to identify future API needs, consider API distribution and engagement with third-party alliances and to stay fully up-to-speed on open-banking and industry standards changes impacting our API strategy and our GPS business more broadly.

Responsibilities include:

  • Comprehensive understanding of the API product capability and underlying technology/platforms including the CashPro® user interface, middleware applications and payment processing engines.
  • Detailed knowledge of competitive landscape and API/open-banking market trends within the channels and payment space.
  • Take initiative as a Product Manager to develop new capabilities and improve existing offerings based on voice of the client, industry trends and regulatory change.
  • Partner with a wide range of stakeholders at different levels within the region and across the globe (Global Product Teams, Sales, Technology, Operations, Compliance, Marketing, and external vendors) to bring to life their vision for the product in conjunction with the firm-wide strategies. Especially close engagement with technology and operations given the technical nature of the product set.
  • Ensure an appropriate partner strategy for EMEA client integration into relevant third-party platforms for our clients.
  • Provide support in business development efforts by assisting with Request for Information (RFI)/Request for Proposal (RFP) responses, sales presentations and conduct client engagements in order to help effectively on-board and optimize CashPro® API experience.
  • Industry engagement to remain fully up-to speed on open-baking and industry standards changes impacting Bank of Americas (BofA's) API strategy for GPS.
  • Participate in product planning sessions and enhancement roadmap discussions by providing EMEA voice of the client feedback, bringing unique experiences and knowledge to the discussion.
  • Close collaboration with other product managers within the region and across the globe in subject matter areas, such as Payments and Receivables, Transactional Foreign Exchange, and Liquidity.
  • Ability to build business cases among competing priorities, to influence the product strategy both at the regional and global level, to drive global consistency, enhance capability, improve user experience, and facilitate operational efficiencies.

What we are looking for

  • Experience in a comparable business, ideally within a financial institution or other payments business, ideally in a technology-based product management capacity focused on APIs.
  • Advanced knowledge of bank treasury services products, operating and connectivity platforms, products and capabilities, and a strong understanding of client processes and back-office systems.
  • Experience/appreciation for the complexities from global operations and legacy systems, with cross border and multi-jurisdictional exposure.
  • Experience in technology middleware and system design, as well as understanding the role technology plays within the payments landscape in terms of both innovations and regulation.
  • Experience in both technical and non-technical project management, meeting deadlines and pushing product development to market in a timely fashion.
  • A Risk Manager with attention to detail, successfully able to identify risks and issues as well as analyse, evaluate and take action to address or remediate systematically.
  • Comfortable setting priorities and working on longer-term initiatives, regular routines and dealing with ad hoc unforeseen demands both internally and externally.
  • Ability to voice up for the region; proficient in making business cases among competing priorities across different product teams, to influence team members within region and globally in an effective way with an evidence-based approach.
  • Excellent communicator with both written and verbal communication, able to tailor approach to audiences; with the ability to translate context between technical and non-technical teams and be able to clearly communicate and influence clients and business partners while maintaining strong relationships.
  • Commitment to personal accountability, taking responsibility for actions and decisions, fulfilling your obligations, tasks, and goals.

Benefits of working at Bank of America

UK

  • Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
  • Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
  • 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum
  • The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
  • Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
  • Access to an Employee Assistance Program for confidential support and help for everyday matters
  • Ability to donate to charities of your choice directly through payroll and the bank will match your contribution
  • Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK's most iconic cultural institutions and exhibitions.
  • Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.

Bank of America

Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.

We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

Client-provided location(s): London, UK
Job ID: BankOfAmerica-JR-24047349
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • FSA
    • HSA
    • On-Site Gym
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
  • Parental Benefits

    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
  • Vacation and Time Off

    • Leave of Absence
    • Personal/Sick Days
    • Paid Holidays
    • Paid Vacation
    • Sabbatical
  • Financial and Retirement

    • Performance Bonus
    • Company Equity
    • 401(K) With Company Matching
  • Professional Development

    • Promote From Within
    • Mentor Program
    • Access to Online Courses
    • Lunch and Learns
    • Tuition Reimbursement
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program