Analyst

• Maintain a comprehensive and up to date knowledge and understanding of MotoNovo Finance products and services, providing accurate information and proactively promoting them where appropriate.
• Work collaboratively and assist and support with the Training and Competence of new underwriters ensuring this is appropriately and suitably evidenced, both initially throughout the induction process, and subsequently on an ongoing basis at all mandate levels.
• Maintain an up-to-date knowledge of regulatory and legislative information related to MotoNovo Finance products and services (e.g. ICOB, CONC, FCA Rules, Money Laundering, Data Protection, CDD, KYC etc.)
• Maintain an excellent knowledge and understanding of all relevant policies and procedures relevant to the role, being compliant with these policies and procedures at all times.

Job Description

Area: Mortgage Application Processing

Role: Analyst

Band: B1

Required Experience: 2-4 Years of overall experience, 1 year of Mortgage UW experience

Must have: Worked in a UK Mortgage process

Good to have: UK Underwriting experience/ US mortgage underwriting / loan processor

Essential Hiring Skills:

• Good understanding of the UK mortgage market with experience of handling mortgage applications

• Experience in the validation of customer data and documentation with history of correctly

identifying AML, CDD and fraud concerns

• Experience of working within a high paced environment, managing high volumes with prioritisation

skills ensuring KPIs and SLAs are adhered to

• Ability to work collaboratively with the onshore teams through effective communication skills

• Strong attention to detail, utilising your knowledge and support tools to progress mortgage

applications correctly

• Strong verbal and written communication skills to ensure a smooth experience for Brokers and

customers

• Have a proactive and professional approach to drive a right first-time outcome for the customer

• Ability to support and develop team colleagues by training and collaboration across the team

• Compliance with monthly quality checks ensuring accuracy on cases worked

• Understanding of UK legislation

• Very strong interpretation and articulation skills

• Excellent Keyboard skills and should be familiar with working on a laptop

• Strong typing skills with a minimum of 45 words per minute

• 100% shift adherence and demonstrate flexibility to work in shifts

• Underwrite new business applications against an established set criteria for Consumer finance applications
• Assess all new applications in line with Retail Lending Standards and Policy
• Work in conjunction with our sales teams to identify and resolve any challenges in relation to decisions and appeals
• Be responsible for dealing with the more complex enquiries from both staff and external sources to provide an informed response which results in a TCF outcome for those concerned.
• Apply Consumer Duty principles, and aim to deliver fair outcomes in all of our day-to-day activities.
• Share and maintain best practice in lending appropriately and fairly, achieving compliance with all applicable internal and external standards including but not limited to Regulation, Group Internal Audit, Group Credit Risk Policy and Lending Standards, in addition to operating within stated levels of risk appetite/mandate
• Maintain a comprehensive and up to date knowledge and understanding of MotoNovo Finance products and services, providing accurate information and proactively promoting them where appropriate.
• Work collaboratively and assist and support with the Training and Competence of new underwriters ensuring this is appropriately and suitably evidenced, both initially throughout the induction process, and subsequently on an ongoing basis at all mandate levels.
• Maintain an up-to-date knowledge of regulatory and legislative information related to MotoNovo Finance products and services (e.g. ICOB, CONC, FCA Rules, Money Laundering, Data Protection, CDD, KYC etc.)
• Maintain an excellent knowledge and understanding of all relevant policies and procedures relevant to the role, being compliant with these policies and procedures at all times.

If you encounter any suspicious mail, advertisements, or persons who offer jobs at Wipro, please email us at helpdesk.recruitment@wipro.com. Do not email your resume to this ID as it is not monitored for resumes and career applications.

Any complaints or concerns regarding unethical/unfair hiring practices should be directed to our Ombuds Group at ombuds.person@wipro.com.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, caste, creed, religion, gender, marital status, age, ethnic and national origin, gender identity, gender expression, sexual orientation, political orientation, disability status, protected veteran status, or any other characteristic protected by law.

Wipro is committed to creating an accessible, supportive, and inclusive workplace. Reasonable accommodation will be provided to all applicants including persons with disabilities, throughout the recruitment and selection process. Accommodations must be communicated in advance of the application, where possible, and will be reviewed on an individual basis. Wipro provides equal opportunities to all and values diversity.