About this role:

Wells Fargo is seeking a Business Accountability Associate to support Transactional Risk and Intelligence Group (TRIG) in performing transaction-based reviews of customers with elevated and complex risk profiles to generate actionable recommendations to line of business risk management teams.

In this role, you will:

• Participate in and provide support for low-complexity matters pertaining to the business' policy and regulatory adherence, risk mitigation, or control efforts
• Research, review, document, and present findings related to issues, records, policies, and procedures for which answers can be quickly obtained
• Receive direction from supervisors and exercise judgment within defined parameters while developing understanding of function, policies, procedures, records, and other business information
• Collaborate and consult with peers, colleagues, and managers to implement actions in support of risk-mitigation and control initiatives
• Identify customers presenting a heightened risk to the line of business through product, industry, and emerging risk reviews
• Conducting deep research on high-risk customers and industries
• Assessing exposure to emerging risks
• Enhancing customer due diligence and risk baselines based on transactional usage
• Conduct various forms of transactional due diligence reviews in support of risk management
• Assess transactional usage to help establish a better understanding of benign activity versus further assessment needed
• With manager support, conducts transactional reviews of customer base at the product, industry and typology risk level;
• Engage with direct manager to develop the appropriate data needed to conduct a successful portfolio review;
• Evaluates ML/TF and operational risks present in the portfolio to determine required level of escalation and ultimate recommendation, in consultation with manager;
• Communicate findings and provides appropriate direction to manager and Wells Fargo Businesses
• Participate in moderately complex project initiatives;
• Provide incremental enhancements to existing ML/TF typologies based upon observations from daily work

• 6+ months of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Experience in compliance, operational risk management (includes audit, legal, credit risk, market risk, or the management of a process or business with accountability for compliance or operational risk), or a combination of both.
• Demonstrated ability to evaluate risks and to communicate relevant risk to the business in a simple, decisive, timely and market-appropriate manner
• Excel experience including the ability to manage large and sets of transactional data (Pivot tables)
• PowerPoint creation and presentation skills
• Knowledge of BSA/AML programs including KYC, CDD, EDD, CIP and / or other related risk and regulatory disciplines
• Ability to prioritize tasks, achieve goals, and work under pressure in a dynamic and complex environment
• Ability to collaborate with geographically dispersed teams and matrixed relationships
• Excellent verbal, written, and interpersonal communication skills
• Strong analytical skills with high attention to detail and accuracy
• Knowledge of Wells Fargo systems (WCIS, Cornerstone, Hogan, OIB, IIS, UAR Portal, etc.) and products (wires, ACH, check products, cash vault, etc.)
• Bachelor's degree in Business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant field.

• Ability to work hybrid in office schedule
• Willingness to work on-site at stated locations on job opening
• This position is not eligible for VISA sponsorship

• 1525 W WT Harris Blvd Charlotte, NC 28262
• 221 N Kansas St, El Paso, TX 79901

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement