About this role:
Wells Fargo is seeking a...
In this role, you will:
- Participate in less complex consumer requests and products with few deviations
- Identify opportunities for decisions and scoring system improvements
- Review basic consumer requests related to decisions, products and process
- Gather information to make appropriate decisions
- Ensure products meet company and industry guidelines
- Present recommendations for resolving consumer requests and program risks and exercise independent judgment while developing expertise in the programs, collateral, small business requirements and risk
- Collaborate and consult with managers, internal and external business partners and more experienced underwriters
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- 2+ years of underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Proficient in analyzing personal and business financial statements, tax returns and calculating global cash flow
- Proficient with Microsoft Word, Excel, Teams and Outlook
- Ability to work with internal and external customers in a production environment and limiting distractions
- Ability to learn from others and work independently
- 0-30 days: learn systems, polices, procedures and complete assigned development courses.
- 31-90 days: train one on one with peers (in person/virtual) to learn how to prepare line of credit Credit Approval Presentations (CAP).
- >90 days: independently prepare and submit Credit Approval Presentations with approval or decline recommendations.
9 Apr 2025
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.