About the Role
The work involves performing Financial Analysis, and underlying risk activities for ABL portfolio. Work independently on moderate to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards etc.
5+ years of experience in one or a combination of the following:
End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers
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Responsibilities
- Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
- Monitor timely receipt of customer documents like financials/ compliance certificate etc and review the same for accuracy.
- Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
- Contribute to automation efforts aimed at improving efficiency and process improvements.
- Maintain regular connects with the domestic team.
- Build in-depth knowledge of the process and become an SME for process-related activities.
- Collaborate and consult with Secured Lending Underwriting peers, colleagues, and middle level managers to resolve issues and achieve goals.
- Maintain reporting requirements for the team.
- Quick learner and self-motivated
- MBA (Finance), CFA or Chartered Accountant
- 5-7 years of Secured Lending Underwriting experience/ credit rating
- Strong verbal and written Communication skills
End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers
Posting End Date:
18 Nov 2024
*Job posting may come down early due to volume of applicants.
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