About this role:
Wells Fargo is seeking a Senior Credit Risk Specialist in the Home Lending Servicing Risk (HLSR) team as part of Corporate Risk and will primarily focus on managing credit risk within Home Lending by performing complex data analysis to monitor and develop Home Lending credit strategies, models, and programs.
A successful candidate will have strong data analysis skills, superb communication, and demonstrated success driving innovative solutions to analytic challenges.
In this role, you will:
- Lead moderately complex initiatives and identify opportunity for risk mitigation strategies through in depth evaluation
- Perform complex data analysis to support Home Lending credit strategies, models, and programs
- Use your business acumen and analytical experience to monitor trends, perform root cause analyses, and proactively prescribe strategies to capture opportunities to drive business results
- Contribute to credit performance, potential or emerging risks
- Effectively collaborate and consult in a matrixed organization with peers, colleagues, and managers to resolve issues and achieve goals; communicate analytical findings and recommendations across multiple levels of the organization
- Determine accuracy and relevancy of information to effectively generate and evaluate conclusions and/or recommend alternatives
- Work with internal business partners to ensure flawless data process, analysis and accurate credit strategy implementation
- Interact with internal/external customers, Audit, Legal, external agencies, and regulatory bodies on risk related topics
- Develop and support risk process control and documentation development and/or enhancements.
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- 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 3+ years of strong programing skills in Python/SAS/SQL/Tableau with hands on experience handling large datasets
- 2+ year of credit strategy and/or score model experience
- A BS/BA degree or higher
- Home lending experience with subject matter expertise in Servicing ie: collections, loss mitigation, foreclosure, REO, bankruptcy, loss processing
- Outstanding problem-solving skills with the ability to exercise independent judgment to identify and resolve problems
- Adept at translating technical output into business language
- Excellent collaboration and communication skills.
- Ability to work independently with minimal direction; ability to exercise independent judgment and apply prudent risk mitigation principles
- Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment; strong organizational, multi-tasking, and prioritizing skills
- Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
- 1445 Ross Ave - Dallas, Texas
- 600 Wells Fargo - Minneapolis, Minnesota
- 401 S. Tryon Street - Charlotte, North Carolina
- 800 S. Jordan Creek Pkwy - West Des Moines, Iowa
- Ability to work at one of the approved locations in the job posting.
- This position currently offers a hybrid work schedule.
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$84,000.00 - $149,400.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
30 Oct 2024
* Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.