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Lead Digital Product Manager - Credit Decisioning

AT Wells Fargo
Wells Fargo

Lead Digital Product Manager - Credit Decisioning

Charlotte, NC

About this role:

Wells Fargo is seeking a Lead Digital Product Manager to join our enterprise Credit Decisioning Product. As a critical leader within our Credit Decisioning Product, you will play a pivotal role in shaping the future of credit decision-making at Wells Fargo, as we work to empower our customers' financial futures through a unified credit decisioning platform.

In this role, you'll be a leader in delivering our product strategies and initiatives, maximizing our value and customer impact. You will leverage your solid understanding of the customers and the business problems to be solved or use transferrable strategic, analytic, and research skills to collaborate closely with the product team to define, discover, and deliver product value.

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This role reports directly to Head of Product Management, Delivery & Execution.

In this role, you will:
  • Lead the development and execution of complex product initiatives which have impact across the consumer enterprise
  • Act as key participant in large-scale planning for the product
  • Review and analyze complex strategies for product/functionality/experience area
  • Influence product strategy for the business line requiring in-depth evaluation of multiple factors including intangibles or unprecedented factors
  • Make decisions in strategy for product/functionality/experience area requiring strong understanding of the business, policies, procedures and/or compliance requirements
  • Lead product discovery efforts to understand the problem to solve, and refine the solution with the product teams
  • Lead product strategies and teams to meet deliverables and drive new initiatives
  • Prioritize and manage the product backlog for product teams
  • Strategically collaborate and consult with peers, colleagues and mid-level to senior managers to resolve issues and achieve goals
Required Qualifications:
  • 5+ years of digital product management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • Consumer lending domain knowledge, with direct experience in leading technology products in these domains
  • Experience with human centered design principles
  • Strong risk management leadership skills
  • Strong dependency management skills
  • Ability to communicate effectively, in both written and verbal formats, at all levels of the organization, including senior executive-level leadership
  • Ability to drive and lead organizational change in a dynamic environment
  • Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members
  • Comfortable with ambiguity and facilitating discussion to explore the best possible solutions and possess the ability to lead
  • Recognized internally and externally as a thought leader and subject matter expert
  • Ability to be proactive, innovative, and creative in meeting customer and enterprise needs
  • Experience with Agile practices and frameworks (e.g., Kanban, Scrum, etc.) and collaboration tools, such as Confluence and Jira
Posting Locations:
  • 2200 Concord Pike - Wilmington, Delaware
  • 401 S. Tryon Street - Charlotte, North Carolina
  • 1445 Ross Ave - Dallas, Texas
Job Expectations:
  • This position currently offers a hybrid work schedule.
  • Ability to travel up to 10% of the time.
  • Ability to work at one of the approved locations in the job posting.
Posting End Date:
15 Dec 2024
*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Client-provided location(s): Charlotte, NC, USA
Job ID: WellsFargo-R-420642-2
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Health Reimbursement Account
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • FSA
    • HSA
    • Mental Health Benefits
    • Short-Term Disability
    • Long-Term Disability
  • Parental Benefits

    • Adoption Assistance Program
    • Family Support Resources
    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Return-to-Work Program
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Personal/Sick Days
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Performance Bonus
    • Stock Purchase Program
  • Professional Development

    • Tuition Reimbursement
    • Access to Online Courses
    • Internship Program
    • Associate or Rotational Training Program
    • Promote From Within
    • Mentor Program
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program
    • Unconscious Bias Training

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