In this role, you will:

• Lead for Commercial and Corporate Investment Banking underwriting execution with direct responsibility of new account originations, portfolio management, and work outs for the Merchant Services program. Additionally, responsible for managing the credit approval process within agreed timelines.

• Work collaboratively with key Wells Fargo Bank partners including Client Management, Commercial and Corporate Investment Banking organization, Independent Risk Management, Credit Resolution (workouts), Financial Crimes, Audit, Legal, Compliance, and other units to drive relationship-based decisions.

• Work in partnership with Vendor Oversight team to manage third party relationships providing underwriting support to the Merchant Services program.

• Ability to manage/adapt to change supporting the advancement of new processes, strategies, and technologies to continue evolving to reach target state by building nimble processes to improve the customer experience.

• Support complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk.

• Review and analyze complex strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture.

• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.

• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

• Interact with internal and external customers.

• Collaborate with business for oversight of risk management.

• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics.

Required Qualifications:

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• 5+ years of Credit Risk experience within Commercial and/or Corporate Investment Banking.

• Thorough understanding of Credit Risk, ability to review complex financial documents and contractual agreements.

• Strong knowledge of Merchant Services, Treasury Management Services and/or Card Issuing businesses.

• Ability to successfully manage production Service Level Agreements and consistently deliver quality service standards.

• Excellent communication (verbal and written) and interpersonal skills, including the ability to clearly communicate complex problems and solutions in a simple, logical, and impactful manner, both internally and externally.

• Proven ability to manage multiple and often competing priorities in a fluid and evolving environment.

• Ability to work effectively, as well as independently, in a team environment.

• Demonstrated ability to assess current processes/procedures and make recommendations to add efficiency to existing processes.

Posting Locations:

• 401 S Tryon Street, Charlotte, North Carolina

• 1445 Ross Ave, Dallas, Texas

• 600 S 4th St, Minneapolis, Minnesota

• 800 S Jordan Creek Pkwy, West Des Moines, Iowa

• 1150 W Washington St, Tempe, Arizona

Job Expectations:

• Ability to work at the approved location(s) in the job posting.

• This position offers a hybrid work schedule.

Job posting may come down early due to volume of applicants.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$111,100.00 - $197,500.00
Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
27 Oct 2024
Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.