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Corporate Banking Program Analyst - Portfolio Management & Underwriting, Banks

AT Wells Fargo
Wells Fargo

Corporate Banking Program Analyst - Portfolio Management & Underwriting, Banks

Charlotte, NC

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Corporate Banking Analyst to join the Banks division, which is one of the industry coverage verticals within Corporate and Investment Banking ("CIB"). This role sits within the Portfolio Management and Underwriting ("PMU") unit of the Banks division covering Latin America and the Caribbean. Learn more about our career areas and lines of business at wellsfargojobs.com.

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In this role, you will:
  • Perform credit underwriting which accounts for all risk factors and providing risk rating recommendations
  • Participate in the monitoring, documenting, and analysis of assigned portfolio of loans within the Corporate Banking Relationship Management functional area
  • Review and interpret credit policies and procedures and incorporate requirements into credit analysis, observations and lending recommendations
  • Research, examine and interpret customer portfolio, competitors and related industry in order to prepare a comprehensive credit report opinion
  • Receive direction from more experienced staff and exercise independent judgment while monitoring and maintaining an existing loan portfolio which includes ongoing interpretation and analysis of financial info to determine borrower compliance
  • Collaborate and consult with managers, peers and stakeholders, including clients
Required Qualifications:
  • 6+ months of Corporate Banking Relationship Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Bi-Lingual in Spanish
Desired Qualifications:
  • Corporate credit underwriting and analysis experience of banking institutions
  • Knowledge of financial services credit administration and risk management practices
  • Understanding of fundamental financial accounting principles and concepts
  • Intermediate skills in Microsoft Office (Outlook, Word, Excel, PowerPoint)
  • Knowledge of the Latin America region
  • Familiarity with S&P Global Market Intelligence
  • High level of initiative and accountability of outcomes
  • Strong time management and task prioritization
  • Strong analytical and quantitative skills
  • Excellent written and verbal communication
  • High attention to detail and data integrity
  • BS / BA degree or higher in accounting, finance, or economics
  • Bilingual English and Spanish as the analyst will cover the Latin America region
Base Salary:
  • Corporate Banking Program Analyst- 1st Year: $ 100,000
  • Corporate Banking Program Analyst- 2nd Year: $ 105,000
  • Corporate Banking Analyst: $ 110,000
Location:
  • Miami, FL (preferred)
  • Charlotte, NC
Posting End Date:
15 Dec 2024
*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Client-provided location(s): Charlotte, NC, USA
Job ID: WellsFargo-R-406760-2
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Health Reimbursement Account
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • FSA
    • HSA
    • Mental Health Benefits
    • Short-Term Disability
    • Long-Term Disability
  • Parental Benefits

    • Adoption Assistance Program
    • Family Support Resources
    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Return-to-Work Program
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Personal/Sick Days
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Performance Bonus
    • Stock Purchase Program
  • Professional Development

    • Tuition Reimbursement
    • Access to Online Courses
    • Internship Program
    • Associate or Rotational Training Program
    • Promote From Within
    • Mentor Program
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program
    • Unconscious Bias Training

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