Corporate Banking Analyst - Capital Management Strategy
Location: Charlotte, NC
Wells Fargo is seeking a Corporate Banking Analyst to add to our Capital Management Strategy team in Charlotte, NC. This position will report to the Head of Capital Optimization & Returns in Corporate Investment Banking (CIB) as part of the broader Capital Management Strategy organization. This role will assist in overseeing strategic efforts and day to day activities related to structure and pricing of capital being deployed, client relationship profitability, and portfolio analytics, including influencing capital and balance sheet decisions that achieve organizational goals, drive responsible loan growth, higher revenue and profitability. This role will be critical in CIB Banking's capital allocation committee, banker relationship performance accountability, macro portfolio performance against expectations, and optimization of capital deployment in the portfolio. This role will work with the CIB Coverage / Underwriting teams and support partners across the organization.
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In this role, you will:
- Manage routines and builds out processes aimed towards consistent and standardized Reporting and Analytics
- Drive and enable data-driven product innovation and optimization through outcomes-oriented analytics and understanding of the business
- Assess the return on capital of prospective borrowers and provide creative solutions for maximizing returns on capital while satisfying both the client and bank's goals
- Develop and maintain a deep understanding of the portfolio at the client, industry and macro level in order to assess RWA and Regulatory Capital and craft value added solutions
- Partner with coverage and product partners to create portfolio and client level strategies
- Interact with key stakeholders including Corporate Banking, Underwriting, Corporate Treasury and other support partners on a regular basis to understand requirements, develop and communicate effective solutions
- Understand profitability/pricing tool and act as a consultant/advisor to teams through the modeling and capital review process and drive improvements to the tool by partnering with technology, finance, and other key stakeholders
- Ensure the appropriate processes and routines are in place to maintain an effective control environment
- Build real-time awareness for Top of House management on spread and loan volume, including loan origination and re-pricing spreads
- 6+ months of Corporate Banking Relationship Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Basic understanding of investment banking and corporate banking, including Capital Markets, M&A, and loan underwriting
- Experience in problem analysis, solution implementation, and successful change management for large scale changes
- Ability to work with large-scale initiatives including stakeholders across business and technical teams
- Ability to research and report on a variety of issues using problem solving skills
- Excellent verbal, written, and interpersonal communication skills
- Ability to work and ideate independently
- Working understanding of banking regulatory capital calculations, return and methodologies
1 Dec 2024
*Job posting may come down early due to volume of applicants.
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