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Risk Consultant, Risk and Identity Solutions(issuing)- Sr. Analyst

AT Visa
Visa

Risk Consultant, Risk and Identity Solutions(issuing)- Sr. Analyst

Bangalore, India

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Job Description

The RaIS Managed Services Consultant will help Visa clients manage the risk of accepting payments online. This will include analyzing order data to identify emerging fraud trends, developing strategies to mitigate these trends, and working closely with Visa’s clients to implement these strategies using a combination of Visa and industry tools.

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Essential Functions and Responsibilities

  • Consulting Expertise
    • Drives client revenue optimization by leveraging relationships and strategies that align with Managed Solutions goals, automation, and retention objectives
    • Regularly discusses and pursues client goals, demonstrating an understanding in clients’ evolving business strategies
    • Builds rapport with both the client and the Visa account team to promote retention
    • Proactively learns how to leverage complementary Visa products and offerings, stays current on releases, and is proactive in learning how to leverage updates and enhancements for Visa and client success
    • Anticipates fluctuations and proactively identifies anomalies with business relationships and collaborates internally to stay ahead of competitive risk
  • Analysis
    • Increases automation by leveraging internal features and available client attributes
    • Aligns acceptance and fraud KPIs with Managed Solutions objectives
    • Uses Business Intelligence tools to continually highlight client return on investment
    • Processes ad hoc requests and uses existing functionality to accomplish goals
    • Contributes to the continual enhancement of analytical tools
  • Solutions Delivery
    • Optimizes client acceptance through increased automation, the use of machine-learning models, and efficient creation and use of rules
    • Identifies and influences clients and internal business partners to explore Managed Solutions and complementary Visa product offerings
    • Communicates consistently with internal partners on the status of portfolio, at-risk/retention scenarios, upsell opportunities, etc.
    • Remains proficient in Visa and partner integrations, order and technical flow, and support resources
    • Shares industry best practices within region
    • Understands how client strategies and risk configurations potentially impact Visa revenue
  • Communication and Presentation Skills
    • Communicates professionally, succinctly, independently, and with relevance based on audience and topic
    • Engages with colleagues and clients regularly to align common ideas and goals through effective communication, demonstrating a passion for the business, and being accountable
    • Shares efficiencies and best practices with colleagues and peers
  • Industry Knowledge
    • Builds industry knowledge through internal and external resources
    • Confidently consults clients on industry trends and innovations and educates clients on how payment ecosystems work
    • Understands regional risk regulations
    • Uses knowledge of competitive landscape to shape solutions delivery

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Required Experience:

• Strong communication skills, with the ability to write clear and concise reports, and the skills to communicate complex concepts and results to customers via phone, email, or face to face engagements.
• Minimum of 5 years’ experience working within a fraud team at a financial institution or ecommerce merchant. Must also have experience of interpreting results from fraud tools used to combat online card fraud (e.g. 3DSecure, device fingerprinting, IP geolocation, velocity, neural scoring etc.).
• Experience of presenting to senior stakeholders and delivering technical training.
• Experience of managing multiple priorities and experienced in effectively managing customer needs
• Experience of analyzing large sets of transaction data to identify patterns and trends.
• Experience of working with Tableau and SQL

Preferred Experience:

• Degree or equivalent in Finance, Business, Computer Science or Engineering (or equivalent)
• Experience of working in the payments industry
• Exposure to various Visa’s fraud screening tools for e-commerce transactions (VRM, VCAS, Decision Manager)
• Solid understanding of statistics/common algorithms and data analytic best-practices
• Direct merchant facing experience with experience in presenting to key decision makers, showcasing fraud and data statistical analysis will be a plus.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Client-provided location(s): Bengaluru, Karnataka, India
Job ID: 1fc61b19-8148-4443-9b7a-08af75acf4c5
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Long-Term Disability
    • HSA With Employer Contribution
    • On-Site Gym
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Health Reimbursement Account
    • Mental Health Benefits
    • Virtual Fitness Classes
    • HSA
  • Parental Benefits

    • Fertility Benefits
    • Family Support Resources
    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
  • Work Flexibility

    • Flexible Work Hours
    • Remote Work Opportunities
    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
    • Happy Hours
    • Casual Dress
  • Vacation and Time Off

    • Paid Holidays
    • Paid Vacation
    • Volunteer Time Off
    • Summer Fridays
    • Leave of Absence
    • Personal/Sick Days
  • Financial and Retirement

    • 401(K)
    • Relocation Assistance
    • Performance Bonus
    • Stock Purchase Program
    • Company Equity
    • 401(K) With Company Matching
    • Financial Counseling
  • Professional Development

    • Shadowing Opportunities
    • Access to Online Courses
    • Promote From Within
    • Learning and Development Stipend
    • Tuition Reimbursement
    • Mentor Program
    • Leadership Training Program
    • Associate or Rotational Training Program
    • Lunch and Learns
    • Internship Program
    • Professional Coaching
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)