Analyst, Visa Network Defense (fraud schemes & payments)

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is seeking an analyst to join our Visa Network Defense team. The analyst will be assisting the global rollout of the Visa Network Defense within the Payment Systems Intelligence department. Responsibilities include executing strategies, using analytics to investigate payment response code anomalies, testing message manipulation, developing case studies and scenarios for message manipulation, and successfully executing against the testing plan.  In addition, as a part of the PSI team, the Analyst will identify new and novel methods that fraudsters are using to target Visa clients and the ecosystem and develop innovative approaches to disrupt emerging fraud and security vulnerabilities affecting Visa clients and the payments ecosystem.

This role sits in the Payments Ecosystem Risk and Control Organization.

Key Responsibilities:

• Serve as a Global Risk Subject Matter subject matter expert on various fraud schemes, payments, and technical expertise with payment response codes in the authorization process.
• Develop analytics to help investigate anomalies and deep dive into response code issues.
• Provide data analysis and response to alerts relative to significant fraud events.
• Develop fraud scenarios to test payments security.
• Continuously question and consider new techniques to stay ahead of organized cybercriminals and fraudsters.
• Develop metrics and total fraud statistics surrounding cybercrime case reports and investigations.
• Compile reporting on internal incident response measures of success.
• Collaborate with various cross-functional teams across the organization.
• Stay current with changes and trends in the payments space, particularly regarding payment systems, fraud prevention, and cyber trends.
• Experienced in understanding and defining requirements to build analytics and automation to enable the program to continue to scale.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

•  Strong understanding of payment process, cybercrime, fraud techniques, and fraud prevention methods.
• Background in intelligence, intelligence gathering, and leveraging intelligence in analytics.
• Experience with analytics tools, Splunk, SQL, python, and visualization tools.
• Ability to work independently and on a team.
• Exceptional communication (verbal and written) and interpersonal skills, with the ability to work effectively with cross-functional teams.
• Ability to stay abreast of industry trends and incorporate them into strategic planning and program development.
• 6 or more years of relevant work experience with a bachelor’s degree, or at least 2 years of work experience with an Advanced degree.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.