Job Posting End Date: October 04
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- Award-winning culture
- Inclusion and diversity as a priority
- Performance Based Incentive Plans
- Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
- Generous PTO (including paid time to volunteer!)
- Up to 9.5% 401(k) employer contribution
- Mental health support
- Career advancement opportunities
- Student loan repayment options
- Tuition reimbursement
- Flexible work environments
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*All the benefits listed above are subject to the terms of their individual Plans.
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General Summary:
Job Profile Summary:
This position reports into the Underwriting Manager or Director for the products they underwrite and is responsible for the evaluation and selection of risk (binding via contract) which ensure the profitable acquisition of new policyholders and the continued profitable retention of in-force cases within assigned authority levels. This position may also assist in the training, technical development and mentoring of Underwriters as well as assisting Management with the day-to-day direction for their work unit by assigning work priorities for Underwriters to ensure the unit and department reaches established service measures.
Job Description
Principal Duties & Responsibilities
- Make appropriate risk selection based on the facts presented
- Fully document reasons and thought processes to support case decisions made
- Assist in the analyzing and identifying early and ongoing risk trends
- Develop personal credibility with sales force, key brokers, customers both external and internal customers and field management
- Support Unum/Colonial Life's commitment to privacy and safeguarding confidential information by accurately verifying applicant's key individual identifiers
- Assist in supporting the achievement of specific top-line, bottom-line growth
- Provide technical support and mentoring for employees in the team and department
- Develop selection and retention of customers through accurate risk assessment
- Identify efficiency improvements to include new and better ways to handle Underwriting tasks through automation and training. Alternative focuses may include auditing, procedures, compliance and regulatory functions
- Assist with onboarding and training of new hires and provide feedback and/or recommendations to team manager. Also, may provide documented information on skill/knowledge gaps for existing employees and develop and administer a follow-up action plan in conjunction with team manager.
- May be asked to assist with policy level research issues and communicate resolution/findings/recommendations, as applicable
- Prepare and conduct daily start up meetings when needed
- Puts goals of department before team/individual achievements and recognition
- Identify training needs through routine audits, daily review of work
Job Specifications
Industry and Product Knowledge
- Understanding of benefits and features of all applicable Unum/CLA products
- Understanding of when to use individual vs. group
Technology
- Understanding of relevant enrollment platforms, their capabilities and limitations
Communication
- Effective written and spoken
- Developed negotiation and developing influencing skills
Financial Acumen and Risk Analysis
- Considers financial concepts in decision making within their limit
- Proficient at using UW tools with little guidance in analysis
- Understands and proactively researches appropriate information to assist in decision- making
- Awareness of key performance and sales metrics of assigned territories
Strategic Thinking
- Evaluates opportunity in order to ask probing questions
Entrepreneurship
- Willing to take appropriate risks
- Provide superior customer experience and responsiveness to all
Mentoring
- Informally teaches underwriters and field partners
- Seeks out mentorship
Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.
The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$53,300.00-$100,700.00
Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Colonial Life