Regional Accounts Underwriter I

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.

• Underwrites 500-2,000 life cases with varying levels of complexity, primarily in the 500-999 space
• Basic proficiency in experience rating Life, STD, LTD & Leave Management where applicable.
• Works directly with Sales, Brokers and Field personnel on new business, renewal, and service issues.
• Applies all GBD Underwriting guidelines when making decisions.
• Proficient knowledge of laws, regulations, and governance.
• Demonstrates understanding of the elements of pricing including Risk factors, manual rates, risk classification, pricing targets and
• reinsurance.
• Focus on development of presentation skills for internal underwriting discussions.
• Participates in problem solving exercises and project work.
• Partners with Sales, Brokers and Field personnel on new business, renewal, and service issues
• Negotiates prices and benefit options with the sales team and brokers

• Learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.
• Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy
• Effectively and independently handle new business and/or renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral and Long-Term Disability (LTD) Incidence Tool
• Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers
• Actively drive and participate in an assigned amount of project work and special assignments
• Ensure data integrity reports are promptly completed
• Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance
• Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool (LTD) and SAADD tools. (Pricing tools)

• Bachelor's degree or equivalent experience
• Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred.
• Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math.
• Strong interpersonal and business communication skills
• Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-lookups, pivot tables).
• Strong communication, presentation, interpersonal, analytical and research skills.