Executive Underwriter - UW07DD

Senior Underwriter - UW08DA

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Reporting to the US Head of Credit and Political Risks, the Senior Underwriter will be responsible for supporting the further growth of the Credit and Political Risks team. The successful candidate will be responsible for developing and underwriting a profitable portfolio of credit insurance and political risk insurance policies, supporting the underwriting process and operations, managing existing clients and developing new ones, supporting the booking and management of policies, as well as ensuring accurate data and exposure management. Position has defined underwriting authority and business development responsibility.

• Together with the US Head of Credit and Political Risk and the underwriting team, further develop the US Credit and Political Risks practice and ensure delivery of the US business plan in accordance with the underwriting strategy.
• Review and assess credit insurance and political risk insurance opportunities by evaluating and underwriting various types of transactions, including trade and export finance, supply chain finance, structured credit, project finance, contract frustration, and political risk situations.
• Structure tailor-made solutions by considering the team's underwriting guidelines, utilizing underwriting knowledge and expertise, and evaluating appropriate risk premium using rating models where applicable.
• Further develop knowledge of the credit and political risk insurance market in order to assist the underwriting team in executing the business plan.
• Perform credit analysis and credit review of buyer/obligor financial statements and recommendations for appropriate credit limits, terms, and structuring of policies.
• Support the underwriting of risks through the review of client and transaction specific information and due diligence including country, credit, sector, and financial analysis.
• Coordinate the booking and management of policies in conjunction with Operations and Finance teams.
• Working closely with other Credit and Political Risks team members, including the Country, Credit, and Economic Research team ("CCER"), in order to support the review and analysis of the portfolio and ensuring accurate data and exposure management capture.
• Support the marketing and development of The Hartford's Credit and Political Risks capabilities to financial institutions, corporate clients, export credit agencies, Development Finance Institutions and Export Credit Agencies, as well as their brokers around the world.
• Contribute and participate in broker and client meetings in order to develop knowledge and best practices.
• Ensure the underwriting team's processes are fully aligned with the CCER team and serve as a resource to other departments.
• Conduct periodic reviews of underwriting files in support of the Peer Review process.
• Adhere to company Underwriting Authority and Underwriting Guidelines, as well as company policies and procedures.

• Bachelor's or higher degree in Finance, Accounting, or Economics preferred
• 5 + of relevant work experience in an underwriting capacity, credit analyst, or in trade and export finance at a financial institution
• Knowledge and experience working on emerging and frontier market economic, political and credit issues
• Formal credit training preferred with knowledge of trade finance, supply chain finance, and project finance structures is a plus
• Experience working with large financial institutions, corporates, public agencies, and managing those relationships
• Strong analytical skills and solid organizational, written, and communication skills are essential
• Self-starter and willingness to learn and take on responsibility
• Team player with a strong collaborative orientation; ability to build strong relationships across an organization