Consultant Claims - CH08CE

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This is a visible and important role within our Complex Claims Unit (CCU) Hartford Global Specialty (HGS) Claims Division. As a Claims Consultant, you will be responsible for handling a caseload of higher complexity, higher exposure, construction defect and construction bodily injury claims from inception to final disposition. These claims will involve both primary and excess coverages and often involve complex fact patterns requiring analysis of contracts between parties to determine indemnity and contribution obligations and risk transfer opportunities. As these claims are often in litigation, experience handling litigated matters and managing defense counsel is required, as is prior experience handling construction defect and property damage claims. Claims against Wrap/OCIP policies as well as Excess claims handling experience is recommended, but not required.

• Managing a caseload of litigated and non-litigated construction claims under commercial general liability policies.
• Conducting investigations and analyzing and evaluating the information learned.
• Making coverage determinations and communicating written position(s) to insureds and other required parties.
• Within prescribed authority levels, setting appropriate expense and indemnity reserves and monitoring on a regular basis for any needed adjustment.
• Presenting cases to management for expense or indemnity reserve authority above established authority levels.
• Developing and implementing resolution strategies to achieve high quality outcomes.
• Proactively managing litigation and counsel, inclusive of litigation planning and execution, budgeting and bill review.
• Attending trials and mediations as necessary.
• Contributing to broader claim and enterprise goals by participating in audits, projects and product development initiatives.
• Preparing comprehensive reports and delivering presentations to senior claim leadership on case developments, policy issues, industry trends, etc.
• Working with business partners to evaluate and address claim trends and developments.
• Addressing inquiries from agents and policyholders and providing superior customer service.

• Bachelor's degree preferred, law degree a plus or commensurate experience
• 5 - 7 years handling complex litigated construction defect and bodily injury matters
• Familiarity with owner and contractor controlled insurance policies and programs as well as wrap policies, is a plus
• High level of discipline, results-oriented and able to focus on bottom line results
• Superior analytical ability and organizational skills
• Excellent oral and written communication skills
• Excellent strategic thinking ability and execution skills
• Excellent negotiation and advanced technical claim handling skills, including knowledge of coverage and tort laws
• Full command of damages issues relative to high value construction defect and property damage claims
• Strong ability to analyze coverage and liability issues, manage time limit demands and assess extra contractual exposures and other issues of complexity
• Ability to communicate thoughts clearly and concisely, and to influence and persuade others
• Superior interpersonal skills
• Ability to exceed expectations and influence others to do the same