Job Description:

Department Overview:

Enterprise Risk Management (ERM) is responsible for building organizational capability in managing risk on a more integrated and comprehensive basis for the organization and for promoting a strong risk culture within TD. The team is accountable for the development and implementation of an enterprise risk management strategy, governance, policies and practices, reporting and operating frameworks, and operations associated with the Risk Management function.

TD applies the "Three Lines of Defence" model to risk management as defined in the Enterprise Risk Framework. As part of the second line of defence, the ERM team assures the appropriate design, implementation, and/or execution of (applicable components of) the TD risk management framework.

ERM collaborates with a broad network of business and risk management practitioners and other corporate functions in all jurisdictions where the Bank has business activities.

Job Description / Accountabilities:

Key accountabilities for the position, Senior Group Risk Specialist, Risk Programs and Scenario Analysis, include assuring the appropriate design, development, implementation and/or execution of (applicable components of) the Enterprise Business and Strategic Risk Scenario Analysis program. In this role, the successful candidate will collaborate with a broad network of business and risk management practitioners and other corporate functions in all jurisdictions where the Bank has business activities. This position reports to the Associate Vice President, Enterprise Risk Governance.

• Contribute to the successful design, development, implementation, execution and ongoing management of the Enterprise Business and Strategic Risk Scenario Analysis program across TD's business segments and corporate functions.
• Establish governance to oversee the quantification and reporting of business and strategic risk events, including integration with the Bank's Enterprise Wide Stress Testing and Integrated Planning processes.
• Facilitate workshop sessions with subject matter experts from the Business, Risk Management, Finance, etc. as appropriate, and perform sensitivity analysis to assess range of potential outcomes on earnings, capital and liquidity.
• Coordinate and work with stakeholders to develop clear, concise and consistent documentation of key assumptions and quantifiable outputs.
• Interpret scenario analysis and risk assessments and articulate facts, issues, gaps and key assumptions clearly and concisely at both a summary and detailed documentation level.
• Draft clear communications, standards/guidelines and procedures. Lead or facilitate sessions to establish operational/workflow procedures with partners.
• Participate in industry forums and keep up to date knowledge and understanding of business and strategic risks and industry best practices related to Scenario Analysis.
• Build knowledge of scenario analysis requirements, existing risk management practices and processes.
• Complete, maintain and update scenario analysis and related risk management process information and documentation to meet both internal (e.g. Internal Audit) and regulatory requirements.
• Keep abreast of changes in external loss events and trends. Gather and analyze risk data and interpret results and implications of these events to TD's businesses and scenario analysis process
• Support broader team deliverables such as, but not limited to, the a Enterprise the Risk Appetite Statement, Risk Appetite Scorecard and Enterprise Concentration Risk Program.
• Build and maintain strong relationships with key stakeholders across all business segments and risk and control partners

The candidate will work collaboratively with all business partners to provide effective support and manage additional responsibilities as outlined above.

This position will appeal to an individual who is comfortable working in a fast-paced environment, has highly developed relationship management, analysis and communication skills, is prepared to take on new challenges, can deliver a high level of quality, and can work well with the broader team. The successful candidate will gain an enterprise-wide perspective of TD and exposure to numerous risk, business and corporate function groups.

Other Qualifications/Skills/Experience:

• Widespread knowledge or experience in the Business and/or Risk Management, data analysis, process development and documentation
• Demonstrated leadership and proven ability to communicate with, challenge, and influence different levels of management
• Strong written and verbal communication skills, able to communicate complex issues in a clear, simple and understandable manner
• High degree of organizational awareness and experience in multi-tasking in a fast-paced environment and managing tight deadlines
• Natural curiosity who enjoys peer benchmarking and its impact on TD
• Strong analytical and problem-solving skills including ability to dissect data and interpret results and observations
• Self-starter with the ability to learn and adapt quickly
• An enthusiastic, positive and cooperative individual who can work independently and function well in a team environment
• Strong technical skills in Microsoft Word, Excel, PowerPoint, and Visio

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet