Work Location:
United States of America

Hours:
40

Pay Details:
$160,000 - $220,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• Engineers an enhanced business architecture and data strategy for the effective identification of key money laundering risks and how the mitigation of those risks would be monitored and measured through a robust control framework
• Develops and improves upon the FCRM Monitoring Governance and Escalation framework to inform senior management in a timely manner of emerging issues for promptly action and resolution
• Develops and maintains an FCRM data architecture vision and strategy, and designs data models to enable efficient data access and analysis supporting business enablement
• Develops an execution roadmap for organizational information governance, data architecture, and data integration across FCRM and other risk dimensions
• Leads the strategic development and refinement of FCRM data architecture frameworks, and designs and implements integrated and scalable risk mitigation environments across the organization supporting business critical FCRM processes
• Supports executive management with Innovation and research, technical leadership, product development, infrastructure management, and proactive intelligence capabilities
• Defines all transaction monitoring scenario and risk factor governance activities and clearly assigning functional accountability for each activity, including ultimate accountability for the scenarios and corresponding activities (ex: reviews, coverage assessment, etc.)
• Establishes clear and formal transaction monitoring scenario and risk factor review cycles
• Establishes a formal process to track, aggregate, and decision recommendations and other findings resulting from qualitative and quantitative scenario reviews, coverage assessment updates, and other reviews related to the transaction monitoring scenarios
• Establishes clear escalation processes to elevate concerns when identified
• Expands the scenario coverage and gap assessment to include an assessment at the products/services level
• Develops and implements a formal process to review suspicious activity identified from sources outside of the transaction monitoring scenarios (non-alerted), to determine if the scenarios are working as intended and/or if there are gaps in the scenarios
• Develops and maintains an end-to-end control owner, overarching framework, and formalized effective challenge, to identify gaps
• Properly manages scenarios used in the automated transaction monitoring systems could expose the bank to undetected unusual or suspicious activities that pose money laundering or terrorist financing risks

• Undergraduate degree required
• Relevant Post Graduate degree or professional designation preferred
• 15+ years progressive experience in FCRM and banking risk management including operations and technology
• Demonstrated experience and success in complex FCRM transformational technology change and change management processes and practices
• Understanding of FCRM systems such as Actimize, SAS, Oracle, Patriot Officer, Actimize, Quantexa, etc.
• Proven ability in leveraging deep subject matter expertise to align teams to a central vision, while listening and engaging others to provide input in the shaping of that vision
• Advanced Analytics and Machine Learning business capabilities
• Proven ability to manage and motivate a diverse group of professionals
• Strong collaborator who engages colleagues, business partners, external stakeholders, and employees
• Skillful communication (written and verbal), negotiation and partnership skills to balance stakeholder input but remain objective to reach the right outcome - ability to stay resilient under pressure
• Robust organizational skills with the ability to work in a fast-paced environment and manage multiple deadlines and priorities
• Familiarity with AML/ATF, sanctions, and ABAC regulatory regimes a plus (US and Canada)
• Prior work experience in a financial institution with job specific work experience in FCRM
• Self-motivated and detail oriented
• Consistently demonstrates clear and concise written and verbal communication skills
• Advanced presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging Significant knowledge and expertise of FCRM regulations, risks and appropriate controls experience in the design and implementation of FCRM programs
• Demonstrated ability to assess complex issues through root cause analysis and other analytical techniques; structure potential solutions; drive to resolution with senior stakeholders
• Ability to influence and lead people across cultures at a senior level using sound judgment and successful execution, understanding how to operate effectively across diverse businesses
• Experience with and previous exposure to internal or external control functions and regulators (incl. the US); particularly banking and FCRM regulators
• Level of comfort with creative tension across different lines of defense while maintaining professionalism and a shared goal of increased quality levels across the program
• Demonstrated ability to effectively assessing and managing competing priorities Experience managing diverse teams, and comfort navigating complex, highly-matrixed organizations Knowledge of the laws applicable to money laundering, including the Bank Secrecy Act, The USA PATRIOT Act, US Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements