Before applying, please keep in mind that our internship program does not offer any relocation assistance. To learn more about our summer internship program and the activities included, please visit https://www.santandercareers.com/students.

Essential Functions:

The intern will be engaged in Credit review audits performed to evaluate the adequacy of Bank's Governance, Risk, and Compliance and Control environment. Specifically, the intern will perform the following tasks:

• Conducts reviews of loan origination, underwriting, servicing, collections, allowance for credit losses, and credit monitoring across different type of loan portfolios and lines of businesses.

• Uses guidance provided by industry standards (i.e., Basel, Federal Reserve, Office of the Comptroller of the Currency) and Bank policies and procedures to ensure credit related Business Processes and activities in place are in line and consistent with best practices.

• Reviews credits are properly approved with adequate documentation on file.

• Documents the credit reviews and testing in accordance with relevant audit standards.

• Validate management's corrective actions to address audit findings and regulatory gaps.

Requirements:

• An undergraduate student with an expected graduation date between December 2025 - Spring 2026.
• Minimum cumulative GPA of 3.00 or above, with a major in Finance, Accounting, or related business field.
• Fluency in English, both written and verbal.
• Strong analytics and critical thinking skills.
• Ability to work independently and within teams.
• Eager to learn and take on new responsibilities.
• Attention to detail.
• Availability for entire internship program
• Ability to maintain confidentiality.
• Ability to work in an environment that supports employees from all backgrounds and fosters an environment of inclusion.

Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Salary: $67,600 - $67,600/year

Primary Location: Boston, MA, Boston

Other Locations: Massachusetts-Boston

Organization: Santander Holdings USA, Inc.

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO