Essential Functions/Responsibilities:

Processes all commercial construction loan draw requests received from Commercial Real Estate customers and Business Lines.

Ensures proper documentation and approvals are received to fund construction draws.

Performs all financial transactions in the servicing system associated with construction portfolio.

Provides customer and business line support for all inquiries related to construction loan advance requests and loan servicing.

Performs quality review of all new and modified construction loans, ensuring proper set-up on Servicing platform.

Ensures system is calculating and billing interest and fees correctly.

Creates and analyzes balancing and exception reports, resolving open items according to established service level agreements.

Ensures proper documentation is filed appropriately and is available for internal and external audits.

Identifies and resolves problems within established guidelines.

Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:
Bachelor's Degree or equivalent business experience.

Work Experience:
Working knowledge of operations line of business, 1-5 years.

Skills and Abilities:
Requires excellent communication, good organizational skills, and attention to details.
Solid knowledge/skills of Microsoft Office Suite and various bank systems.
Ability to adapt quickly and be a team player.
Working knowledge in Commercial Banking.
Ability to meet deadlines.
Strong knowledge of the Syndicated and Commercial Loan products and markets.
Demonstrated knowledge of other banking products and the ability to apply that information to this role.
Expert knowledge of overall lending policies and procedures, credit analysis, underwriting, structuring, etc.
Excellent organizational, management, communication and customer service skills.
Solid judgment within broadly defined policies and practices.

Diversity & EEO Statements:

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

Position is hybrid out of our RI, Boston or NJ offices.

Primary Location: Reading, POST-BER, Reading

Other Locations: Pennsylvania-Reading,New Jersey-Florham Park,Massachusetts-Boston

Organization: Santander Bank N.A.

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO