Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Field Exam Work Supervisor within PNC's Financial Services UK Limited, within PNC Business Credit, you will be based in the UK.
This position will reside in the United Kingdom and PNC will not assist with relocation or sponsorship of non-local candidates.
Job Description
- When needed/required, coordinates, reviews and distributes Field Examinations and Reports on existing Borrowers, that (i) highlight germane findings and material variances found coupled with related recommendations for improvement, (ii) are consistent with established credit quality control standards and with PNCBC policies and procedures and (iii) are within budgeted requirements. Acts as Field Exam Manager in their absence and assists during high volume periods. For less complex examinations, works with the Scheduling Coordinators to properly staff Recurring Business Field Examinations based on Field Examination size, complexity and the individual Examiners experience level as well as to maximize the overall groups productivity and efficiency. Reviews the schedule regularly to anticipate any changes that may be necessary. Assists the Recurring Business Regional Field Examination Manager on Special Projects as assigned.
- Prepares the Field Examination Reports and supporting workpapers on the most complex recurring exams, new business exams and Exit Credits exams. Such reports are utilized by Portfolio Management and/or Credit Approval Committee to make informed credit decisions. Ensures that the Field Examination due diligence and related reports clearly evaluate the integrity of the collateral that is used to secure the loan and accurately identifies the credit quality of such collateral. Validated that the borrower is reporting collateral values and ineligibles/ reserves accurately to protect the bank from advancing funds in excess of the actual collateral value. Recommends reserves for any potential collateral shortfalls.
- Assist the Recurring Field Exam Manager with mentoring, training and developing new and less experienced examiners. Assist with recruiting/hiring/on-boarding of new examiners. Provides examiner specific training to new or less experienced examiners as well as with the Field Exam Manager and on-site field training on any new/revised exam procedures when required. Evaluates junior / new field examiners progress and reports such to the Recurring Field Examination Manager accompanied by suggestions for skill growth. When necessary, reviews Field Examination reports and workpapers performed / completed by less experienced Field Examiners and offers in depth advice for improvement and skill growth prior to report submission to the Recurring Field Examination Manager.
- While either in the field or during the review process, detects and judgmentally communicates deteriorating collateral or financial situations, suspected fraudulent activity, or any other potential weaknesses which place the Bank's assets at risk to the Field Exam Manager.
- On occasion, communicates and escalates significant exam findings, concerns, delays, or borrower limitations to lending and credit personnel after consultation with the Field Exam Manager. Identifies and reports matters related to significant collateral risk. Will support and review Field Examiner recommendations as it relates to the collateral supporting the loan and/or issues and concerns that are raised during the Field Exam due diligence process. When necessary, participates in meetings with members of the deal team (FEM, Relationship Manager Field Examiners, Appraisers, Underwriters, Business Development Officers, and Credit Policy Manager) and/or existing or Borrowers representatives (typically the CFO, CEO and/or Controller of the company) to discuss any major collateral issues/areas of concern.
- Primarily manages the due diligence process and directs the daily progress of field work performed by the Field Examiners including both internal employees and/or outsource Field Examiner vendors, to ensure all assignments and duties are completed in an accurate and timely manner. Trains junior and new Field Examiners. Evaluates junior / new field examiners progress and reports such to the Recurring Business Regional Field Examination Manager. When necessary, reviews Field Examination reports and workpapers performed / completed by less experienced Field Examiners. Assists the Recurring Business Regional Field Examination Manager on Special Projects as assigned.
Want more jobs like this?
Get jobs in Larkhall, United Kingdom delivered to your inbox every week.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Budget Management, Business Administration, Corporate Finance, Credit Decisions, Financial Accounting, Financial Management, Financial Operations, Investment Strategies, Legal Operations
Competencies
Client Relationship Management, Collateral Management, Conflict Management, Financial Statement Analysis, Generally Accepted Accounting Principles (GAAP), Scheduling Work and Activities, Training And Development
Work Experience
Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. At least 3 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
Bachelors
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.