Overview

The Credit Risk Team is a dynamic Center of Excellence that provides a broad range of financial services to PepsiCo businesses across the globe. Within the team, the Finance Analyst will specifically be responsible for the U.S. and Canada customer portfolios for all business units (snacks and beverages).

General Summary:

• The Finance Analyst establishes the agenda for managing credit risk, develops customer-specific risk mitigation strategies, and leads the implementation of those strategies
• The position is a strategic role that requires proactive financial analysis on at-risk accounts to formulate and recommend appropriate actions / strategies
• The candidate gets to own their customer portfolio, perform credit research, and convey this information in a succinct executive format to the Credit Committee and other internal stakeholders to drive change
• The role is highly visible throughout PepsiCo and interfaces with senior teams to mitigate risk while maximizing margin
• The candidate will also be external facing with our customers for all credit risk matters, and therefore will need strong negotiation skills to deliver results

• Review financial statements both quantitatively and qualitatively to assess risk
• Establish finance relationships with customers to gain financial insight
• Clearly recommend and define mitigation strategies for high-risk accounts to internal stakeholders
• Participate and represent PepsiCo through bankruptcies and insolvencies
• Stay up to date with industry trends to interweave the macro into the micro
• Prudently defend PepsiCo from loss by assertively influencing the customer
• Network with Credit community to assess and identify customer credit worthiness
• Prepare and present quarterly Credit Committee communications to PepsiCo executives
• Act as single point of contact for escalations and remediation for areas of ownership

• Lead projects designed to optimize credit risk function
• Leverage technology and harmonize processes to improve the way PepsiCo operates

• Drive self-development and continuous learning by actively participating in trainings and coaching
• Execute against developmental feedback
• Continuously expand relevant knowledge and skill base

• The expected compensation range for this position is between $66,300 - $111,000 based on a full-time schedule.
• Location, confirmed job-related skills and experience will be considered in setting actual starting salary.
• Bonus based on performance and eligibility; target payout is 5% of annual salary paid out annually.
• Paid time off subject to eligibility, including paid parental leave, vacation, sick, and bereavement.
• In addition to salary, PepsiCo offers a comprehensive benefits package to support our employees and their families, subject to elections and eligibility: Medical, Dental, Vision, Disability, Health and Dependent Care Reimbursement Accounts, Employee Assistance Program (EAP), Insurance (Accident, Group Legal, Life), Defined Contribution Retirement Plan.

• Four-year degree in Finance, Accounting, Business Administration, Economics, or comparable business experience in conjunction with a four-year degree
• Strong financial analysis background
• Well-developed analytical and problem-solving skills
• Highly effective communication skills, both written and verbal
• Ability to influence and engage in negotiation
• Strong team and organizational skills
• Ability to work on multiple projects and prioritize workload, with a demonstrated results orientation
• A high level of proficiency with Microsoft Office Applications including Excel and PowerPoint
• Must be willing and able to travel up to 5%

• MBA, CFA, CPA or other relevant designation strongly preferred
• Understanding of commercial contracts and / or bankruptcy
• SAP S4 Hana experience