Hi, we're Oscar. We're hiring a Senior Manager, Insurance Product Development to join our insurance product development team.
Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role
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You will report to the Senior Director, Insurance Product Development.
Work Location:
Oscar is a blended work culture where everyone, regardless of work type or location, feels connected to their teammates, our culture and our mission.
If you live within commutable distance to our New York City office (in Hudson Square), our Tempe office (off the 101 at University Dr), or our Los Angeles office (in Marina Del Rey), you will be expected to come into the office at least two days each week. Otherwise, this is a remote / work-from-home role.
You must reside in one of the following states: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, or Washington, D.C. Note, this list of states is subject to change. #LI-Remote
Pay Transparency:
The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $144,000 - $189,000 per year. The base pay for this role in all other locations is: $129,600 - $170,100 per year. You are also eligible for employee benefits, participation in Oscar’s unlimited vacation program and annual performance bonuses.
Responsibilities
- Design, launch and manage a product portfolio based on current product performance, competitive market, and new industry trends.
- Play a key role in recommending which products should be added, modified, or discontinued based on product performance results.
- Pull, decipher, and help drive action on key insights from models to forecast membership growth and retention rates in support of market, pricing, plan design, and strategic decisions
- Use, create, and always improve upon models and tools to pull and decipher actionable business insights to drive company-wide strategic decisions, including understanding profitability tradeoffs, market trends, and competitor insights
- Key in identifying and driving the development of a market-specific product portfolio as well as new enhancements and capabilities to meet the needs of Individual health insurance consumers.
- Analyze and synthesize external data and be held accountable to internal metrics by region.
- Collaborate with Sales, Regional Leaders, and Actuarial teams to develop plan design strategies.
- Lead and develop multi-functional teams to develop business requirements and support implementation.
- Play a key role in creating an annual product plan and roadmap including integration of market research, competitive analysis, product positioning, and product performance.
- Infuse original and differentiating insights into the product strategy resulting in new/modified products that lead the market.
- Provides leadership oversight for direct report(s), including but not limited to coaching, conducting frequent meetings, direction, etc.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Qualifications
- 6+ years developing and managing commercial insurance products.
- Strong proficiency with Excel and SQL required to manipulate and analyze data, (R, and/or Python beneficial)
- Prior experience in Health Insurance (Individual and/or Small Employer) and/or Healthcare industry
Bonus Points
- BS/BA degree in a quantitative or healthcare field such as Business, Healthcare, Economics, Mathematics, Statistics, Actuarial Science and Finance or equivalent years of experience.
- 6+ years in a fast-paced, cross-functional environment such as consulting, finance, economics, or business development, with a minimum of 5+ years in a supervisory / management position
- Proven analytical experience with the analytical skills to translate hard data into insight and action
- Demonstrated ability to navigate ambiguity to drive to outcomes, work with large datasets and distill analyses into actionable business insights with a structured and systematic thought process
Travel required?
- Up to 25% of the time
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Notice to Job Applicants.