The Senior Credit Analyst analyzes credit data and financial statements of firms to mitigate risk involved in extending credit to commercial customers. The Senior Credit Analyst is also responsible for leading the efforts in establishing customer credit worthiness and ensuring customer account captures accurate financial data. Cross functional collaboration with internal and external customers including legal, sales, clients and other leaders in the organizations.

How you'll make an impact

• Partner with Sales team to obtain credit applications and new customer set up forms.
• Lead the review financial statements, research credit analyst reports, calculate financial ratios and check bank and trade references and approve credit lines up to $2M, including setting payment terms based on credit viability.
• Provide recommendation to management credit lines above $2M and not limited to, as well as recommendations to not establish credit with a customer.
• Ensure corporate credit policy and procedures are adhered too.
• Identify opportunities for Accounts Receivable Specialists to proactively address credit holds.
• Collaborate with Legal Department and 3rd party collections to resolve uncollected debt.
• Cross functionally collaborates with IT to support system enhancements and updates to perform efficiently.
• Stay current on industry standards to apply commercial credit and collections regulatory compliance and procedures.
• Review daily credit reports to identify credit holds and escalations to management.
• Escalate collection issues to Sales and or management as deemed necessary for order release.
• Maintain accurate customer records and continually work to improve information accuracy.
• Perform monthly credit reviews via probability reports and customer maintenance.
• Perform other duties as assigned.

• Bachelor's Degree (B.A.) in Business, Accounting and Finance; or 8 or more years related experience in lieu of degree
• 5+ years of Corporate Credit or Financial experience required.
• General knowledge of accounting and reading financial statements required.
• Proficiency with Microsoft Office applications.
• Experience reviewing and researching company's financial information and quarterly reports to establish customer credit worthiness.
• Working knowledge of computer software, including CRM applications (SF.com and NetSuite) preferred.
• Knowledge and understanding of Corporate Credit Policy.
• Effective verbal and written communication skills and working with director level and above leaders.
• Excellent Customer Service skills required.
• Outstanding time management and organizational skills required.
• Work is in an office environment.

• A company committed to championing Diversity, Equality, and Inclusion through our Employee Resource Groups.
• Work/life balance
• Professional training resources
• Creative problem-solving and the ability to tackle unique, complex projects
• Volunteer Opportunities. "Optiv Chips In" encourages employees to volunteer and engage with their teams and communities.
• The ability and technology necessary to productively work remotely/from home (where applicable)