Job Summary

We are looking for an energetic, inquisitive, and experienced resource for the position of Credit Analyst for our finance team in Bangalore. Our ideal candidate is a motivated problem-solver who can collaborate and communicate effectively with accuracy and an eye for detail.

Job Responsibilities

• Monitor credit risk
• Evaluate and authorize credit limits and payments term
• Monitor and review orders/ accounts on credit hold
• Review requests for non-standard payment terms/ payment term extensions
• Work on ad hoc requests from external as well as internal teams

• Provide back-up for team members in case they are out of office and handle queries related to their portfolios
• Perform month-end and quarter-end activities
• Reporting activities
• Ability to analyze and understand financial statements to assess a company's creditworthiness and assign appropriate credit limit

• Knowledge of Accounts Receivable, credit analysis and collections, O2C
• Ability to work independently, but also collaborate effectively with team members to reach team targets and goals
• Problem solving, critical thinking skills and adhere to timelines
• Ability to demonstrate integrity and the use of good judgment to handle the confidential nature of duties, tasks, and information
• Intermediate skills in Microsoft Word, Excel, and Outlook. Candidate must be good at excel
• Good email and phone etiquettes
• Experienced with Oracle 11i, R12 applications, Oracle cloud, GetPaid, CRM, Creditsafe, D&B
• Excellent organization and time management skills
• Willing to work at 2-11pm IST shift, will be required to work from office (hybrid)
• Excellent written and verbal communication

• High level understanding of order to cash process
• Good knowledge of excel
• Exposure to cash/ collections forecast

• Bachelor's degree/ master's degree in finance
• Preferred 3-5 years of experience with minimum of relevant 2 years of B2B credit experience