Risk Management, Credit Risk Management - FID Secured Lending, Associate

Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.

About Morgan Stanley
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services.

As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. We can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.

What will you be doing?
• Manage a collateral loan portfolio consisting of several hundred loans, primarily secured by real estate
• Ensure compliance of the collateral loan appraisal with applicable regulation and market standards (i.e. RICS, Uniform Standards of Professional Appraisal Practice (USPAP), FIRREA, or relevant international standards) as well as internal policies
• Determine if market values have become challenged and make recommendations regarding updating valuations for underlying properties
• Develop processes and procedures to create efficiencies and improvements to monitor market activity
• Manage the collateral loan appraisal review process and opine on the reliability of the appraisal by ensuring key appraisal assumptions are supported and reasonable

What we're looking for:
• Bachelors degree or equivalent
• RICS certification (preferred)
• Experience of real estate loan asset management or valuation experience across all commercial real estate, data centers and residential real estate
• Experience with valuations and markets in EMEA
• Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word)
• Strong analytical skills; experience in financial analysis and modelling (preferred)

Skills that will help you in the role:
• The ability to communicate effectively with a wide range of stakeholders, both written and verbally
• The ability to work independently in a self-directed way in a collaborative, team-oriented environment
• An interest in working in a fast-paced environment, often balancing multiple high priority deliverables

Where will you be working?
This role is based in 20 Bank Street, London.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

Certified Persons Regulatory Requirements:
If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks.

Flexible work statement
Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.