Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals.

Interested in joining a team that's eager to create, innovate and make an impact on the world? Read on.

What you'll do in the role:
- - Help identify risk and impact to relevant coverage area to prioritize areas of focus
- Execute and lead aspects of assurance activities (e.g., audits, continuous monitoring, closure verification) to assess risk and formulate a view on the control environment
- Facilitate conversations with stakeholders on risks, their impact and how well they are managed in a clear, timely and structured manner
- Assist in managing multiple deliverables in line with team priorities
- Solicit and provide feedback and participate in formal and on-the-job training to further develop self and peers
- Evaluating accuracy of the internal Risk Ratings - Probability of Default (PD), Loss Given Default (LGD) assigned to the obligors/counterparties of the Morgan Stanley global portfolio
- Review credit files and provide an opinion on credit analysis related to the exposure and the product type
- Evaluate credit monitoring practices for adherence to credit policy and procedures and tracking of account-specific or industry-related developments
- Analyze portfolio composition to identify trends and provide opinion on portfolio quality
- Evaluating completeness and overall quality of credit files

{E Part 2: Scope of Role What you'll bring}

What you'll bring to the role:
- At least 5+ years' relevant experience would generally be expected to find the skills required for this role
- Understanding of business line and key regulations relevant to coverage area
- Strong understanding of audit principles, methodology, tools and processes (e.g., risk assessments, planning, testing, reporting and continuous monitoring)
- Ability to identify and analyse multiple data sources to inform point of view
- Ability to ask meaningful questions, understand various viewpoints and adapt messaging accordingly
- A commitment to practicing inclusive behaviours
- Perform credit analysis (financial statement analysis) of wholesale customers including corporates and financial institutions, along with assigning rating to the borrowers and counterparties
- Basic knowledge of credit products - loans, derivatives and other traded products etc,, including ability to evaluate risks and mitigants of facility structures.
- Knowledge of banking regulations, pertaining to lending and credit extension
- Ability to produce written reports and present audit findings to credit risk managers
- Familiarity with basic tenets of general credit policies and procedures
- General understanding of key terms and conditions in credit agreements

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect, and cross-collaboration. Our Firm is differentiated by the caliber of our diverse team. While our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.