Credit Risk Analyst

-Support in your career development by providing mentoring opportunities
-A supportive, vibrant, and open-minded multinational environment, where your ideas are taken seriously. We accept individual differences and believe in teamwork

You will:
- Understand the business, analyze the financial statements, investor presentations, and assess the credit risk profile of Morgan Stanley's counterparties to serve as the basis for informed risk management decisions
- Conduct counterparty / borrower specific and industry level research to identify key factors impacting client performance
- Take part in the lending and/or trading activities of Morgan Stanley preparing proposals serving as the basis for credit decisions
- Write credit reviews to present your analysis and explain the conclusions formulated on its basis, which are presented for discussion with both colleagues and senior management
- Participate in projects touching on multiple aspects of risk management with a focus on credit
- Obtain and apply specialized industry knowledge working in:
- Either the Investment Management (Regulated and Non-Regulated Funds)
- Financial Institutions (Banks and Insurance Companies) teams or
- One of 10 Corporate teams dedicated to diverse segments of business from Automotive, through Healthcare, Media & Telecommunications to Industrials

You have:
- Bachelor's or higher degree in Finance, Economics, Business, Public Policy, or similar fields
- General Knowledge of financial and accounting concepts
- Relevant work experience in external audit/ controlling/ credit risk management
- Strong analytical, problem solving and organizational skills with high attention to detail
- Good interpersonal and communication skills and an attitude to formulate and express opinions with clarity
- Collaborative / Team player mindset • ability to prioritize and work effectively with colleagues to meet a common goal

#BPDBA #LI-JL1 #LI-hybrid

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

Certified Persons Regulatory Requirements:
If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks.

Flexible work statement
Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.