Regulated Funds Coverage, Credit Risk - Analyst
Profile Description
We're seeking someone to join our team as (Analyst) in (Regulated Funds Coverage, Credit Risk) division.
Firm Risk Management
In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives.
Company Profile
Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals.
At Morgan Stanley India, we support the Firm's global businesses, with critical presence across Institutional Securities, Wealth Management, and Investment management, as well as in the Firm's infrastructure functions of Technology, Operations, Finance, Risk Management, Legal and Corporate & Enterprise Services. Morgan Stanley has been rooted in India since 1993, with campuses in both Mumbai and Bengaluru. We empower our multi-faceted and talented teams to advance their careers and make a global impact on the business. For those who show passion and grit in their work, there's ample opportunity to move across the businesses for those who show passion and grit in their work.
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What you'll do in the role:
Primary Responsibilities
• Counterparty credit analysis preparation of in-depth credit reviews for new clients, annual reviews for existing clients which includes Mutual Funds and Hybrid Funds.
• Actively participate in the firm's account onboarding process for Mutual Fund, and Hybrid Funds
• Preparing Loan Approval Memo (LAM) for Funds with redemption credit facilities.
• Setting credit limits and effectively managing excesses, interpretation of portfolio stresses, compiling recommendations and determining credit ratings.
• Actively participate in due diligence meetings by phone/zoom, to better understand the client's business, risks and their requirements.
• Set appropriate trading terms for new clients being onboarded, opine on credit specific terms while negotiating legal documents such as ISDA, CSA, GMSLA, & GMRA.
• Present your views and justify your proposals when challenged by your colleagues.
• Perform ad-hoc analysis of complex client portfolios in response to market events or idiosyncratic client developments.
• Support key Business Unit relationships within traded products and/or prime brokerage, including the establishment and communication of risk appetite, as well as identification of concentrations, ensuring appropriate risk measurement and monitoring/reporting of risk appetite metrics across MS legal entities.
What you'll bring to the role:
Qualifications :
• MBA Finance or CA with an experience of 2 to 5 years Credit Risk Management (preferably Funds) with strong knowledge of credit risk in derivative products.
• Advanced analytical and numerical skills to assimilate complex information rapidly
• Ability to identify, analyze, condense, and articulate complicated ideas and findings clearly and succinctly.
• Superior reading comprehension, written, and verbal communication skills in English
• Strong interpersonal skills and a commitment to teamwork
Skills Desired
• CFA or FRM would be an added advantage
• Previous experience in risk management at a multinational financial institution is a plus
• Understanding of the world of asset management and different investment fund structures and strategies is a plus
What you can expect from Morgan Stanley
We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. Our Firm is differentiated by the caliber of our diverse team, while our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry.
Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.