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Commercial Credit Officer

AT Merrill
Merrill

Commercial Credit Officer

San Antonio, TX

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

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At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

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Job Description:

The Commercial Credit Officer (CCO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market.

Responsibilities:

  • Manages the credit process for a portfolio of clients
  • Negotiates credit documentation
  • Leads the credit and risk approval processes
  • Builds relationships with existing and prospective clients
  • Mentors and supports associates
  • Provides capital structure solutions

Skills:

  • Client Solutions Advisory
  • Financial Analysis
  • Loan Structuring
  • Risk Management
  • Underwriting
  • Account Management
  • Credit Documentation Requirements
  • Credit and Risk Assessment
  • Decision Making
  • Issue Management
  • Analytical Thinking
  • Coaching
  • Collaboration
  • Critical Thinking
  • Customer and Client Focus

Required Qualifications:

  • 10+ years of solid Commercial Banking experience
  • Experience in financial analysis, structuring, underwriting and portfolio management
  • Analytical/technical skills, including financial accounting, modeling and loan structuring
  • Strong communication skills; ability to communicate vertically, horizontally, and externally
  • Industry knowledge across multiple sectors

Minimum Education Requirement: BA/BS Degree Desired

Shift:
1st shift (United States of America)

Hours Per Week:
40

Client-provided location(s): San Antonio, TX, USA; Little Rock, AR, USA; Austin, TX, USA; Dallas, TX, USA
Job ID: Merrill-JR-25008953
Employment Type: Full Time