The Team

Each day, our underwriting team plays an important role collaborating with our distribution partners and customers to enable families to protect their loved ones. To ensure we're best positioned to do so, our life underwriting community is guided by the following principles:

• Cultivate a culture of growth, development, and coaching.
• Establish clear roles and accountabilities at all levels of the organization; and
• Establish fair and reasonable governance and controls, all of which
• Create an underwriting space that is an enjoyable place to work.

Shared competencies for the team include a learning mind-set that seeks to collaborate and support each other, along with our partners, with excellence, commitment, and a passion for our mission of helping more people protect the ones they love.

THE IMPACT

You will assist the Chief Life Underwriter leading an underwriting operations organization of approximately 200 employees supporting our MassMutual Financial Advisors distribution across multiple geographic locations. You will assist the Chief Life Underwriter in recruiting, maintaining an appropriate level of staffing, developing, and retaining a talented, diverse, and highly engaged workforce. You will foster a culture aligned to our purpose, values and strategy and you will role model our values and behaviors in all that they do. You will assist the Chief Life Underwriter to Lead the Life underwriting team to provide efficient, quality service to the field offices and agents. Ensure staffing model meets variable and growing demands. Strive to improve the organization's proficiency and professionalism through continuing education, and various development efforts. You will assume full ownership/accountability of Underwriting decisions within your approval authority under the supervision/guidance of the Chief Life Underwriter, including responding to escalations within your authority. You will assist the Chief Life Underwriter working closely with Engagement & Enablement and the Corporate Chief Life Underwriter on training and development, authority limits, and quality processes.

Assist the Chief Life Underwriter to Implement continuous process improvement practices: The Associate Chief Underwriter will assist the Chief Life Underwriter building capabilities in the underwriting organization to implement and support process improvement across the teams responsibilities. You will assist the Chief Life Underwriter to challenge the status quo and bring the organization forward in its approach to all aspects of their roles. This priority will ensure risk selection excellence while the organization drives to sustainable and material improvement to operations cost, quality, and turn-around time. This aligns with the broader strategy of MassMutual (i.e. ease of doing business for producers and customers, efficient cost base).

You will assist the Chief Life Underwriter to identify, implement and monitor key performance metrics. Establish methods to appropriately monitor against targets. Share metrics with production teams, utilizing feedback mechanisms to address individual performance, as well as training efforts.

You will assist the Chief Life Underwriter building and maintaining field presence through agency visits, conference attendance, training, and case discussions. Maintain competitive awareness through participation in industry events and associations, study groups, etc.

MINIMUM QUALIFICATIONS

• 10+ years of Life Underwriting experience
• Authority limit of $10m or higher at MassMutual or a prior carrier
• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial).
• Understand medical terminology with the ability to make sound risk decisions based on medical data.
• Proven ability to interact and collaborate effectively with others, viewed by peers, home office associates, field associates and underwriting management as a professional in risk selection.

THE IDEAL QUALIFICATIONS

• College degree, or equivalent years of experience, preferred.
• Industry designations/education (FALU, FLMI, CLU) preferred.
• Experience working with reinsurers.
• Excellent communication skills: analytical, negotiating, and interpretative skills required.
• Excellent interpersonal skills.
• Experience working with all types of distribution channels.
• Strong knowledge of value of new business, profits and product shelf and riders to prudently manage mortality and morbidity.
• Data driven with the ability to analyze, dissect, gather, and interpret all facets of data related to the business.

What to Expect as Part of MassMutual and the Team

• Regular meetings with the Chief Life Underwriter, including focused one-on-one meetings.
• Access to mentorship opportunities
• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups
• Access to learning content on Degreed and other informational platforms
• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

#LI-MC1

MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
EEO Statement (Opens in new window)
MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.

Salary Range: $163,900.00-$215,000.00