Kiavi, formerly known as LendingHome, is one of the largest lenders to real estate investors in the United States. With Kiavi’s technology platform and innovative financing solutions, real estate investors are empowered to make informed decisions, close deals faster, and realize the full potential of their real estate investment strategies.

The Team 

Founded in 2013, Kiavi is committed to helping customers revitalize approximately $25 trillion worth of aged U.S. housing stock and provide move-in ready homes and rental housing for millions of Americans across the country.  We have funded $7.8 billion dollars worth of loans across about 35,000+ projects, becoming one of the nation's largest bridge loan lenders. 

Combining our technology and industry expertise, Kiavi has grown to a team of over 400 and has won many awards over the years including Forbes Fintech 50, Finovate Awards: Best Digital Mortgage Platform, Fast Company’s Most Innovative Companies, and many more. 

Loans funded: More than $7.8 billion

Geography: Lends in 27 states plus Washington, D.C., which account for more than 80% of the nation’s real estate market

Homes financed: About 35,000

Principal and interest returned to investors: More than $5.18 billion

Employees: Over 400 employees

This position can be based anywhere in the United States—remote or in-office. Our hybrid distributed workforce philosophy allows us to find the best talent in the country and build diverse teams, while allowing our colleagues to work from the location that works best for them. For those who prefer to work in-office, we have locations in San Francisco and Pittsburgh. We also plan to use these spaces to bring together teammates to drive creativity and innovation.

The Role

The Director of Compliance is an integral role that will assist the company with maintaining and ensuring compliance with Federal and State regulations companywide. The Director of Compliance reports to the Chief Risk Officer. The Director of Compliance is responsible for executing a risk-based, company-wide compliance monitoring program. The Director of Compliance will provide oversight and direction to team members regarding the completion of day-to-day compliance and will assist with the development, design and implementation of policies and procedures required to maintain acceptable levels of regulatory compliance. Additionally, the Director of Compliance is responsible for overseeing fair lending, advertising, servicing, privacy, regulatory reporting (including FCRA, ECOA, HMDA), and provides support on other miscellaneous projects.

Responsibilities

• Provide day-to-day compliance support to lending product and operational groups focused on marketing, applications, underwriting, and originations
• Research, communicate, and test compliance requirements for new or modified products or services
• Build and manage change management programs, including product/system changes and regulatory changes
• Oversee and/or conduct ongoing monitoring and testing related to mortgage lending
• Review marketing materials such as prescreen direct mail, social media ads, television ads, radio ads, search engine marketing ads, disclosures, brochures and forms to ensure compliance with applicable laws and regulations, including Fair Lending and UDAAP concerns
• Drive corrective action process, including collaborating across business units to resolve and document issues
• Administer compliance training program for all employees, and deliver training to applicable departments as necessary
• Maintain existing policies and procedures and draft new policies and procedures as necessary
• Provide support for regulatory examinations, external audits, and third-party diligence requests
• Work cross-functionally to gain a deeper understanding of other teams' processes and the impact of policy on their businesses

 Qualifications

• Bachelor’s degree required
• Minimum or 5 or more years of mortgage compliance experience, in regulatory compliance at a bank or mortgage lender
• Advanced knowledge of lending and/or mortgage processes and compliance requirement with the mortgage banking industry is a must
• Experienced level of knowledge of mortgage products and guidelines
• Demonstrated knowledge and application of laws and regulations such as ECOA, FCRA, BSA/AML, UDAAP, HMDA, GLBA and privacy
• Professional certifications such as Certified Regulatory Compliance Manager (CRCM) a plus
• Proficient with MS Applications
• Ability to build technical processes and work with product to provide compliance related requirements
• Experience conducting compliance monitoring and testing

 Benefits and Perks 

• Product Ownership: All employees think like an owner because all employees own equity in the company and play a critical role in making our business great.
• Health Insurance: Our medical, dental, and vision plans are completely free for employee-only coverage, and the company pays 80% of the total premium for dependents.
• Whole-Person Wellness: Anyone can schedule no-cost unlimited virtual therapy sessions, use a monthly subsidy for fitness facilities, and access reimbursements for fertility services.
• Retirement Savings. Employees who participate in our “no fee” 401(k) receive an immediately-vested 
• employer match on 100% of contributions up to 3% of compensation. 
• Career Growth: We foster an environment that encourages opportunities to use your voice, do better for our customers and each other, and support your career journey.
• Flexible Time Off: With no cap on the number of days of PTO each year, employees are encouraged to enjoy a well-rounded lifestyle with work, travel, and family.
• Paid Leaves: You’re immediately eligible for up to 12 weeks of paid leave each year to bond with a new child (mothers & fathers) and up to 8 weeks for medical or caregiver leave so you come back ready to deliver high-impact results.
• Remote-First: We win together while still being fully remote, and each employee receives a stipend for 
• their home office setup and a monthly allowance to help with the cost of internet/phone.

Kiavi in the News:

Forbes: The Future Of Real Estate: Fintech 50 2019 and Real Estate on a Threshold of a “Moneyball” Moment

HousingWire:  2019 HW Tech100 Winner: LendingHome

Pittsburgh Business Times: Voted a “2019 Best Places to Work” and won first runner-up in large company category

Mortgage Professional America: LendingHome surpasses $5 billion in loans in five years

Pittsburgh Business Times: San Francisco fintech aggressively expands, looks to hire in Pittsburgh

Curbed: How Wall Street, Silicon Valley Institutionalized Home Flipping

  
 

If you'd like to see more about what Kiavi has to offer or explore additional opportunities, visit us at https://www.kiavi.com/careers 

Kiavi is an Equal Opportunity Employer

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.