We're built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

Awarded 'best workplace'

Best Workplace and Best-Led Company by Inc. Magazine

"World Changing" by Fast Company

Recognized as a World Changing Idea by Fast Company Magazine

Ranked #1 Home insurance in America

Won best renters and homeowners insurance in America by US News, and others

Best Pet Insurance in America

Rated "Best Overall Pet Insurance" by Better Homes & Gardens

Rated 4.9 on the App Store

Among the highest rated apps of all time

What you're applying for

We're seeking an Underwriting Associate to join Lemonade's expanding Underwriting Operations team.

In this role, you'll play a crucial part in driving the company's success by analyzing risk and making strategic decisions. You'll focus on reviewing new business across multiple product lines to ensure sound underwriting practices.

In this role you'll

• Evaluate home insurance quotes and post-bind reviews based on our underwriting guidelines
• Review requests for scheduled personal property coverage for high-value items
• Participate in cross-training to eventually review car insurance new business
• Communicate decisions to customers via email, showing empathy and customer centricity
• Apply sound judgment when determining the acceptability of new business within our underwriting guidelines and risk appetite provided by our Underwriting Strategy Team

What you'll need

• 1+ year of experience in a customer-facing role within the P&C insurance industry (Underwriting experience strongly preferred)
• Strong analytical abilities and creative problem-solving skills
• Proven experience in making sound underwriting guideline decisions and exercising judgment in both soft and hard insurance markets
• Superior desk management to respond to customers and work within multiple platforms
• Solid understanding of how underwriting influences loss ratios and potential future claim exposures
• Exceptional written and verbal communication skills
• Adaptive to evolving processes and system changes
• Ability to work effectively in a remote environment

*Please note that we are unable to sponsor applicants for work visas

Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.

The anticipated pay for this position will be $24 - $28 per hour. Base pay is one component of Lemonade's total compensation package, which will also include equity in the form of RSUs, access to healthcare benefits, 401(k) plan with company match, robust PTO, parental leave, and more.

Things to know...

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.