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Business Analyst, Valuations and Forecasting

AT Koalafi
Koalafi

Business Analyst, Valuations and Forecasting

Richmond, VA

At Koalafi, we believe in a world where no one has to put an important purchase on hold. That’s why we’re making it easier for more people to pay for big purchases over time.

Over 17,000 retailers rely on us to match their customers to a payment plan clearly and quickly, all while reflecting well on their brand. Their 2M+ customers love us because we provide a flexible way for them to make payments, and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.

Interested in learning more about how we’re transforming the financing experience and joining our team?

What You’ll Do

At Koalafi, we use data-driven insights to inform business, product, and underwriting decisions. In this role, you will manage our valuations model and portfolio performance forecast, which are critical for informed decision-making. The ideal candidate will have the technical and analytical skills to maintain existing models, the judgment to improve or replace processes, and the communication skills to establish credibility with users and executives. You will partner closely with analysts from the Risk and Finance teams to create a user-friendly interface and deliver accurate forecasts that drive financial planning. In this role, you will:

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  • Maintain an existing valuations model through regular calibrations against actuals to ensure accuracy and reliability
  • Expand the breadth and improve the accuracy of second order assumptions through analysis of performance data
  • Automate model monitoring and refine the process for recommending adjustments
  • Develop new prediction methodologies to accurately capture the dynamics of unique segments
  • Generate a standard set of tranche-level performance predictions and vertical financial statements

About You (Qualifications)

  • Bachelor’s degree required, in a quantitative field such as Statistics, Mathematics, Economics, Business, or Engineering preferred
  • 1-4 years’ experience in an analyst, data science, or consulting role
  • Experience in consumer financing industry preferred, such as: credit cards, personal loans, auto loans, BNPL, or similar field
  • Experience related to loss forecasting, financial forecasting, or loan valuations
  • Proficiency in Excel, SQL, and Python for data analysis
  • Exceptional attention to detail and problem-solving skills
  • Ability to meet concurrent, rigorous deadlines
  • Desire to work in a fast-paced, dynamic entrepreneurial environment
  • Ability to communicate with data in written and verbal contexts

Why choose Koalafi: A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation, trust, and ownership. You'll get outside your comfort zone, build meaningful relationships, and most of all, take charge of projects that ultimately help people get the things they need most.

Who we are & what we value: 

  • We focus on what’s most important
  • We set clear expectations and deliver
  • We embrace challenges to reach our full potential
  • We ask, “How can this be better?”
  • We move fast together

Benefits:

At Koalafi, you will have a direct impact on our products and help shape the company’s success. We offer competitive compensation & benefits packages to keep you at your best:

  • Comprehensive medical, dental, and vision coverage
  • 20 PTO days + 11 paid holidays
  • 401(k) retirement with company matching
  • Student Loan & Tuition Reimbursement 
  • Commuter assistance
  • Parental leave (maternal + paternal)
  • Inclusion and Associate Engagement Programs
Client-provided location(s): Richmond, VA, USA
Job ID: 5278290004
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • On-Site Gym
    • Mental Health Benefits
    • HSA
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Casual Dress
    • Snacks
    • Some Meals Provided
    • Commuter Benefits Program
    • Happy Hours
    • Company Outings
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Company Equity
    • Performance Bonus
    • Relocation Assistance
  • Professional Development

    • Work Visa Sponsorship
    • Associate or Rotational Training Program
    • Tuition Reimbursement
    • Learning and Development Stipend
    • Promote From Within
    • Shadowing Opportunities
    • Lunch and Learns
  • Diversity and Inclusion

    • Founder led
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at Koalafi.