Explore this exciting opportunity in Securities Based Lending Team!
As a Securities Based Lending Analyst in Securities Based Lending Team (SBL), you will be responsible for analyzing, underwriting and documenting lines of credit for clients in each of the region's markets. You will also review other transactions that have an element of credit risk, such as derivatives.
Securities Based Lending Team (SBL) is a solution within Global Wealth Management for underwriting loans that are fully collateralized by liquid securities.
Job responsibilities
- Drives the lending business in cooperation with internal stakeholders to deliver the best product solution for the client with a sound credit structure
- Underwrites, sets up, and documents new credit facilities in a timely fashion and liaise with other teams across the firm, if needed, to ensure timely delivery
- Reviews credit proposals for adherence to policy
- Conducts accurate borrower analysis and completes credit risk assessment
- Maintains the highest standards of quality and accuracy
- Provides ongoing portfolio maintenance
- Resolves proactively exceptions, including under-margin situations, past due principal/interest payments and transactional issues
- Reviews other transactions that have an element of credit risk, such as derivative trades, to ensure trading activity adheres to the firm's policies and risk appetite
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Required qualifications, capabilities and skills
- Relevant business experience in a similar role
- English fluency
- Strong communication and interpersonal skills
- Good organizational skills and ability to drive change
- Ability to work well in an integrated team environment; dedicated team player
Preferred qualifications, capabilities and skills
- Other European languages an advantage
- Credit risk or lending experience, including underwriting, lending value analysis, derivatives, KYC and legal documentation
- Experience in using Alteryx / Signavio / Python and/or Tableau is an advantage
- Project management skills are a plus
ABOUT US
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
ABOUT THE TEAM
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.