The CCB Risk Credit Forecasting Team is at the heart of the firm's financial strategy, driving pivotal processes around credit, capital, and climate risk. We estimate future credit losses for the consumers and small businesses across our Auto, Business Banking, Credit Card, Home Lending, Wealth Management and International Consumer Bank (ICB) portfolios. We provide critical insights and analysis on our credit losses across a range of macroeconomic scenarios and monitor key emerging risks while partnering closely internal teams such as Finance and Strategy.

Job Responsibilities

• Own credit forecasts for business planning and regulatory submissions for exercises like CCAR, CECL, Firmwide risk appetite and budget
• Provide attribution analysis for the changes in forecast and variances
• Provides accurate and concise results and presents findings, recommendations and presentations to management
• Collaborate with Risk Management, Finance, Product and Collections to inform the forecast on current learnings and incorporate strategic initiatives
• Partner with Finance and Risk stakeholders to ensure strategy alignment and seamless execution
• Manage, mentor and coach a team of two associates
• Ensure compliance with existing risk and control structure while driving future enhancements to risk and control structure

Required qualifications, capabilities, and skills

• Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent work/training
• 5+ years of Credit Risk Management, Statistical Modeling, Financial Analysis and/or Consulting experience
• Demonstrated leadership in applying analytics to efficiently and pragmatically solve business problems through structured problem-solving approaches
• History of communicating to senior leaders of an organization.
• Strong analytical skills. Ability to synthesize / analyze diverse information, develops recommendations, and makes decisions.
• Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects across cross-functional groups.
• Strong communication and interpersonal skills, ability to interact with individuals across departments/functions
• Proficiency in Microsoft Office suite of products (Advanced Excel, VBA and PowerPoint)

Preferred qualifications, capabilities, and skills

• Knowledge of regulatory modeling (IFRS9 / CECL / CCAR)
• Credit risk experience in one or more US consumer credit portfolios (i.e., U.S. Mortgage, Credit Card, Automotive, Business Banking, Wealth Management, Private Banking)
• Programming languages like Python/SAS/SQL

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.