DESCRIPTION:
Duties: Analyze credit risk for company's clients within the real estate, gaming, and lodging sector by monitoring portfolio performance on an ongoing basis and producing periodic review reports, including annual reviews. Identify key risks and mitigation measures while assessing credit proposals. Utilize assigned lending authority to approve the underwriting, structuring and risk grading of CIB real estate loans obtaining higher level approval when needed. Coordinate with the Securitized Products Group ("SPG") team for the deal flow related to Commercial Mortgage Backed Securities ("CMBS")transaction and work within CIB Coverage and Global Corporate Banking("GCB") partners for transactions related to Real Estate & Investment Banking ("REALIB") deals. Participate in due diligence and provide deal team members with credit expertise in structuring new debt facilities. Develop detailed financial models specific to company comprising transaction details, financial statement analysis, projections, and credit metrics amongst others. Conduct sensitivity analysis on projections for stress testing on loans and serviceability and analyze deal specific covenants which can act as early warning signals while monitoring loans. Manage a team of credit analysts, supervising deliverables and grooming junior employees to develop credit analytical skills. Participate in recruitment and training of junior team members. This position requires up to 10% domestic travel to various client sites and internal JPMC offices.
Want more jobs like this?
Get jobs in Plano, TX delivered to your inbox every week.
QUALIFICATIONS:
Minimum education and experience required: Bachelor's degree in Business Administration, Finance, Accounting, Economics, or related field of study plus 5 years of experience in the job offered or as Lead Credit Officer, Credit Officer, Investment Associate/Analyst, Investment Researcher, or related occupation.
Skills Required: Requires experience in the following: credit underwriting; credit analytics; CRE lending across various sectors including office, multifamily, retail, industrial, lodging & gaming, cruise line, and specialty assets; U.S. and international markets; loan types including term loan, revolving credit facility loan, and structured finance loan; corporate banking products including bonds, derivatives, overdrafts, corporate credit cards, and ACH credit and debit facilities; CRE project loan portfolio management; mortgage warehousing portfolio management; accounting and corporate finance; three- statement financial modeling; and syndicated bank loan market.
Job Location: 8181 Communications Parkway, Plano, TX 75024. This position requires up to 10% domestic travel to various client sites and internal JPMC offices. Telecommuting permitted up to 40% of the week.
ABOUT US
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAM
The Corporate & Investment Bank is a global leader across investment banking, wholesale payments, markets and securities services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. We provide strategic advice, raise capital, manage risk and extend liquidity in markets around the world.