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Credit Officer

AT JPMorgan Chase
JPMorgan Chase

Credit Officer

Plano, TX

DESCRIPTION:

Duties: Develop quantitative techniques and statistical models to identify and inform key financial risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio. Develop and articulate a dynamic, forward-looking financial risk assessment of client companies, transactions, competitive threats, industry and other factors. Lead and participate in client due diligence meetings as necessary. Attend client and bank meetings. Use financial models to incorporate the impact of forward- looking risk assessment on key value drivers. Apply corporate finance and accounting expertise to develop appropriate financing structures. Analyze and negotiate covenants and other terms and conditions as part of a deal team. Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process. Assist in training and developing analysts.

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QUALIFICATIONS:

Minimum education and experience required: Master's degree in Finance, Economics, Business Administration or related field of study plus 3 years (36 months) of experience in the job offered or as Credit Officer, Credit Risk Officer, Financial Analyst, Credit Analyst, Credit Underwriter or related occupation. The employer will alternatively accept a Bachelor's degree in Finance, Economics, Business Administration or related field of study plus 5 years (60 months) of experience in the job offered or as Credit Officer, Credit Risk Officer, Financial Analyst, Credit Analyst, Credit Underwriter or related occupation.

Skills Required: This position requires experience with the following: Financial Models in Excel; Credit Agreements; Risk management; Forecasting and modeling for stressed scenarios; derivative products; debt capital markets; pro-rata loans; direct lending; asset backed credit facilities; supply chain finance; treasury products; and Creating financial models including cash flow models, M&A models, dividend recap models, and leveraged buyout models.

Job Location: 8181 Communications Pkwy, Plano, TX 75024. This position requires up to 20% domestic travel to client sites.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Client-provided location(s): Plano, TX, USA
Job ID: JPMorgan-210602338
Employment Type: Full Time