Introduction
In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology.
Your role and responsibilities
Responsible for supporting the administrative and operational management in the processing of mortgage loans within the bank. Its main function is to ensure the correct collection, review and processing of the documentation required for the formalization and disbursement of mortgage loans.
Receive, organize and review the documentation of mortgage loan applications.
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Enter and update the information in the bank's management systems.
Coordinate with clients, account executives and notaries to obtain missing documentation or correct inconsistencies.
Verify that the documentation complies with the regulations established by the Financial Market Commission (CMF) and the bank's internal policies.
Manage the sending of documents to the notary and follow up on the signing of deeds.
Coordinate with real estate conservators for the registration of mortgages.
Support in the management of disbursements ensuring that the prerequisites have been correctly met.
Follow up on processing times and alert about possible delays.
Collaborate with sales, risk, legal and operations areas to ensure efficient processing of mortgage loans.
Resolve operational incidents under the supervision of the area leader or supervisor.
Ensure that all documents and processes comply with current financial sector regulations.
Maintain organized and updated records for internal and external audits.
Assist in identifying and correcting errors in documentation or in credit processing.
Required education
Bachelor's Degree
Preferred education
Bachelor's Degree
Required technical and professional expertise
Education: Technician in Administration, Finance, Accounting or related field.
Experience: At least 1 year in administrative functions within the financial services sector, ideally in the mortgage area.
Technical knowledge:
Mortgage or other credit processes.
Skills:
Attention to detail and organizational capacity.
Communication and customer service skills.
Ability to work in a team and under pressure.
Proactivity and problem-solving orientation.
ABOUT BUSINESS UNIT
IBM Consulting is IBM's consulting and global professional services business, with market leading capabilities in business and technology transformation. With deep expertise in many industries, we offer strategy, experience, technology, and operations services to many of the most innovative and valuable companies in the world. Our people are focused on accelerating our clients' businesses through the power of collaboration. We believe in the power of technology responsibly used to help people, partners and the planet.
YOUR LIFE @ IBM
In a world where technology never stands still, we understand that, dedication to our clients success, innovation that matters, and trust and personal responsibility in all our relationships, lives in what we do as IBMers as we strive to be the catalyst that makes the world work better.
Being an IBMer means you'll be able to learn and develop yourself and your career, you'll be encouraged to be courageous and experiment everyday, all whilst having continuous trust and support in an environment where everyone can thrive whatever their personal or professional background.
Our IBMers are growth minded, always staying curious, open to feedback and learning new information and skills to constantly transform themselves and our company. They are trusted to provide on-going feedback to help other IBMers grow, as well as collaborate with colleagues keeping in mind a team focused approach to include different perspectives to drive exceptional outcomes for our customers. The courage our IBMers have to make critical decisions everyday is essential to IBM becoming the catalyst for progress, always embracing challenges with resources they have to hand, a can-do attitude and always striving for an outcome focused approach within everything that they do.
Are you ready to be an IBMer?
ABOUT IBM
IBM's greatest invention is the IBMer. We believe that through the application of intelligence, reason and science, we can improve business, society and the human condition, bringing the power of an open hybrid cloud and AI strategy to life for our clients and partners around the world.
Restlessly reinventing since 1911, we are not only one of the largest corporate organizations in the world, we're also one of the biggest technology and consulting employers, with many of the Fortune 50 companies relying on the IBM Cloud to run their business.
At IBM, we pride ourselves on being an early adopter of artificial intelligence, quantum computing and blockchain. Now it's time for you to join us on our journey to being a responsible technology innovator and a force for good in the world.
OTHER RELEVANT JOB DETAILS
For additional information about location requirements, please discuss with the recruiter following submission of your application.