Why GMF?
GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences and national requirements in local markets. Latin American country operations include Brazil, Chile, Colombia, Mexico, and Peru.
About the role
The Commercial Risk Sr Representative, as part of the company's risk organization, is responsible for the credit risk analysis required for having the approval of credit lines (renewal or establishment). Underwriter will be responsible for completing the credit risk assessment on commercial accounts for dealerships and commercial risk customers.
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What you need
- +2 years of recent experience underwriting commercial customers from diverse industries (including leasing companies).
- Bachelor's degree in Accounting, Business Administration, Finance or Economics.
- MBA desirable but not required.
- Spanish & Fluent English (will be evaluated)
- Proficient in reviewing and understanding financial statements (will be evaluated during interview).
- Strong analytical skills.
- Ability to understand and adhere to policies.
- Ability to meet deadlines and work well in a fast-paced environment
- Proficient in Microsoft Office programs.
What you will be doing
- This role is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer's current credit lines. Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.
- In this role you must be able to work with other departments, office branches, and/or end-customer to effectively complete the assessment and obtain the approval/rejection. Must quickly understand and adhere to established policies and procedures.
What we offer
At GM Financial we want you to be the most authentic version of yourself. We take care of your work-life balance by programming wellness and integration activities, where you will strengthen your relationships with peers and contribute towards the development and wellbeing of your community, while providing you with a competitive salary and benefits. Some of our global benefits include Extended Maternity & Paternity Leaves, Personal Days & Community Investment hours.
Mexico: Additional benefits include Medical Plans, Profit Sharing, Life Insurance, Savings Fund & Pension Plan and others.
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Disclaimer
Mexico - GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization. We do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, gender expression, veteran status, disability, or any other that undermines human dignity and aims to nullify or impair people's rights and freedoms.