Summary: The Associate Underwriter - Individual analyzes applicant responses on applications for determination of policy issuance and rate level using established company protocols and commercial medical underwriting guidelines. In addition, the employee must analyze and interpret applicants' medical records in the context of established commercial guidelines. The Associate Underwriter - Individual may assist in protocol development, train and direct assistant underwriting staff in performance of related duties. The Associate Underwriter - Individual must report detailed activity to manager and may be responsible for developing reports for management.

Responsibilities:

• Analyze health information from applicants using commercial underwriting guidelines.
• Manage communication of underwriting requirements and decisions with appropriate sales personnel.
• Identify and document best practices and operational efficiencies.
• Create and document standardized processes for the individual underwriting processes.
• Train and direct assistant personnel in department process and practice relative to Individual Underwriting.
• Organize and manage individual underwriting workflow to time delivery of accurate quotes.
• Summarize and report activities to manager.
• Direct compilation of all data necessary for audit of department activities.
• Ensure compliance with domestic and international insurance laws and regulations.
• Document department activities and develop with manager input UW guidelines for department control processes.
• Monthly and quarterly reporting to maintain data sets.
• Represent underwriting as a subject matter expert.
• Maintain department file systems.
• Other duties as assigned.

• Bachelor's degree required.
• One-year experience with health insurance underwriting procedures.
• Desire to work in the international health insurance industry.
• Strong analytic skills and detail oriented.
• Strong oral and written communication skills.
• Ability to meet strict deadlines.
• Employee is required to have at minimum an internet speed of 75 Mbps (standard high-speed Internet access).

• Flexibility to work in an office and/or at-home, remote office environment.
• Overtime and/or schedule flexibility are occasionally necessary in this position. Individual may be required to attend key business/departmental meetings and/or perform certain business critical job functions outside of normal working hours.
• Physical Demands: Must be able to communicate internally and externally through receiving and responding to auditory and visual methods.